Investments
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Young people often face the problem of leaving the parental nest. However, not everything is as complicated as it might seem at first glance. In addition to moral problems, there is also a financial burden that can seriously burden a young person
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Each organization needs to keep a continuous record of the volume of business transactions and track their changes. The easiest way is to keep records using accounts. Composition and types of accounts Accounting accounts are simpler and less labor-consuming to carry out current accounting than, for example, a company's balance sheet
Last modified: 2025-01-24 12:01
According to Russian law, after the birth of a second child, a woman can receive maternity capital. It is issued in the form of a certificate and is intended for targeted spending. However, it is possible to cash out part or all of the capital
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To install meters, you need a building license. In a broad sense, it is this document that means obtaining a certain permit for all the necessary types of construction, design and installation work. Instructions Step 1 Determine what types are required for construction activities in your firm
Last modified: 2025-01-24 12:01
There have been changes in the calculation and payment of benefits for the care of a child under one and a half years. Average earnings will be calculated based on the 24 months preceding parental leave. To calculate the average earnings, you must take all payments and benefits that were subject to insurance premiums
Last modified: 2025-01-24 12:01
Child allowances are paid for the period of being on leave to care for a child up to 1, 5 years old. In general, the amount of the benefit depends on the woman's earnings, but some categories of citizens are entitled to payments in a fixed minimum amount
Last modified: 2025-01-24 12:01
The birth of a child is always associated not only with great joy, but also with additional financial costs. But for some time after the birth of a child, a woman will not be able to work, and she has to rely only on maternity payments due to her
Last modified: 2025-01-24 12:01
Since 2011, the calculation of benefits for the care of a child up to one and a half years has been changed. Under the new rules, the allowance is calculated from the average earnings for 24 months. So far, women have been allowed to choose any two years to calculate
Last modified: 2025-01-24 12:01
Working capital is called the set of circulation funds and production circulating assets, which are in constant motion. In this case, circulating assets are designed to serve not only the sphere of production, but also the sphere of circulation
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Determining the optimal amount of working capital is a vital component for both the current and the new project. Determining the gross and net working capital is necessary for the development of a successful policy for the management of the company's operations
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Current (current) and non-current assets - two groups of assets of the organization, sections of the balance sheet. What is included in these concepts and how do they differ from each other? Concept and types of current assets Current assets are those that are used simultaneously when they are released into production
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The services of a competent accountant have always been and will be in price. If you are starting your own small business, you may also need accounting knowledge, even if you plan on hiring a specialist. In addition, these kinds of skills can come in handy for doing your own home bookkeeping
Last modified: 2025-01-24 12:01
Net working capital is the most important indicator of an enterprise's performance, necessary to determine its financial stability. The optimal amount of net working capital depends on the needs of each enterprise and the scale of activities, as well as on the period of turnover of accounts receivable, stocks, conditions for obtaining loans and borrowings
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Working capital means those funds that have been invested in the current assets of the organization. This is a value expression of the elements of labor that take a direct part in the activities of production and completely redirect their own value to the cost of goods produced
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Since 2002, a compulsory pension insurance system has been introduced in Russia. The future pension according to the new formula consists of insurance contributions that the employer must pay for his employee to the Pension Fund. How the pension is calculated Since 2014, employers have paid 22% of the employee's wage bill for the year
Last modified: 2025-01-24 12:01
Inflation in 2014 in Russia outpaced all the most pessimistic forecasts and reached double-digit levels. Forecasts for 2015 are still ambiguous and depend on a number of factors. What was the inflation rate in 2014 According to Rosstat, inflation in Russia in 2014 was 11
Last modified: 2025-01-24 12:01
If, despite a good salary, you are often left penniless, you need to reconsider your attitude to money. Learn to manage your personal budget wisely, and then you will not only satisfy your needs, but you can also set aside some amount for the future
Last modified: 2025-01-24 12:01
The development of modern payment systems provides us with almost limitless possibilities in making one-time or regular payments. You can even pay for electricity, there are many opportunities for this. Instructions Step 1 First, you can come to the cashier of any management company, as a rule, geographically, they are located in the former housing maintenance offices and departments
Last modified: 2025-01-24 12:01
The whole world, and Russia is no exception, in recent years has been living in anticipation of economic shocks. Professional investors themselves are sometimes at a loss as to how best to act in a given situation. But if they are most often faced with the task of increasing money, ordinary citizens are worried about the only question - how to survive in an extreme situation of a fall in the national currency and what to do with money before default
Last modified: 2025-01-24 12:01
Payments for housing and communal services have long become a sore subject of reality. It seemed that could be easier than paying the received utility bill? However, practice shows that without knowing the procedure for calculating the final figures in the invoice, you run the risk of paying a completely different amount for which you used the services
Last modified: 2025-01-24 12:01
The maternity capital program aimed at supporting the birth rate in Russia will continue in 2015. It has gained great popularity among Russians; more than 5 million families have already benefited from state support. The cost of certificates this year will be indexed in relation to 2014
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You may not use a radio in the kitchen for years, but you still have to pay for it. Even if the socket for the receiver has long been pasted over with wallpaper, bills for a service that you do not use come regularly. In order not to pay for the radio, you will first have to run around "
Last modified: 2025-01-24 12:01
Maternity capital is a sum of money that cannot be cashed out. This document is issued to every woman, citizen of the Russian Federation, after the birth of her second or subsequent children until 31.12.2016. The amount of maternity capital is indexed annually and in 2011 it is 365 thousand 700 rubles
Last modified: 2025-01-24 12:01
Single-parent families are increasingly common in Russia. But most women who find themselves in a difficult situation do not know about the benefits they are entitled to by law. Single mother status According to the current legislation, a single mother is a woman who has given birth to (adopted) a child out of wedlock, if it has not been established who is his father
Last modified: 2025-01-24 12:01
The rent must be paid by the 10th day of each month. Those who do not pay their rent on time will be charged a penalty for each day of delay. The amount of the penalty is determined by the Housing Code of the Russian Federation - one three hundredth of the refinancing rate of the Central Bank of Russia
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The presence of debt burdens life, as if a large load must be dragged along with you day after day. True, if you take an organized approach to the issue of distributing debts, you can speed up this process several times and, finally, be free from obligations
Last modified: 2025-01-24 12:01
There are several ways to reduce utility bills. Depending on the situation, options are available such as obtaining a subsidy, discharging excess tenants from a privatized apartment, installing meters for cold and hot water and gas, and switching from central heating to autonomous
Last modified: 2025-01-24 12:01
Some people have no idea how much money it takes to live for a month or six months. This is due to the fact that expenses are chaotic, as needed and income appears. If you take control of the situation, you can streamline your spending and find extra money for what you have long dreamed of
Last modified: 2025-01-24 12:01
Persons who are temporarily absent from the place of residence, that is, those who do not use the services: gas, cold and hot water, electricity and sanitation, have the right to receive a recalculation of utilities. Such services are calculated according to consumption standards
Last modified: 2025-01-24 12:01
For the first time, a person meets the concept of "family budget" in childhood. In the parental home, the baby learns the model of handling money. It can be reasonable savings, and "holding out" from paycheck to paycheck, and savings for the sake of savings themselves
Last modified: 2025-01-24 12:01
A certificate for maternity capital is a measure of state support for families with a second child. This measure was introduced in 2007 and is planned to be applied until 2016. Currently, the amount of maternity capital funds is 365,700 rubles
Last modified: 2025-01-24 12:01
The housing issue is a sore subject for Russian citizens. At the same time, some of them categorically refuse to apply for a mortgage, considering this action to be irrational and too expensive. It is necessary telephone, Internet access, passport and other documents provided at the request of the bank Instructions Step 1 Save up for an apartment
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Many women are thinking about how to save money on groceries. After all, this particular category of expenses is quite high. And the most offensive thing is that with the wrong approach, the products simply deteriorate in the refrigerator, are not used and are thrown away
Last modified: 2025-01-24 12:01
Parental divorce should not affect the living standards of children left with their mothers. This is ensured by the collection of alimony from the father, which for one child is a quarter of his official earnings, and for two - one third. You can collect alimony from your husband only after you apply to the court with the appropriate statement
Last modified: 2025-01-24 12:01
In light of the events taking place in Russia in 2014, many residents of the country began to worry that a devaluation of the national currency could occur. Will the ruble fall, and how can you keep your money so as not to lose your savings?
Last modified: 2025-01-24 12:01
When it becomes necessary to calculate the amount for the delivery of any cargo to a certain place, many begin to get lost. There is nothing complicated about it. It is only necessary to adhere to a certain plan of action. It is necessary access to the Internet calculator Notebook and pen scales (to determine the weight of the cargo) measuring tape or tape measure (to determine the size of the load) Instructions Step 1 Determine the distance
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One-time childbirth allowance is provided to one of the parents or to the person who replaces him. In this case, it is imperative to register the child with the registry office in the prescribed manner, and then apply for an allowance at the place of work or in the District Department of Social Protection of the Population (RUSZN)
Last modified: 2025-01-24 12:01
In pursuit of an increase in the birth rate, the state provides a tempting incentive - maternity capital. But in reality, mothers who want to take advantage of these finances are faced with a problem: the state clearly limits the list of reasons why you can cash out capital
Last modified: 2025-01-24 12:01
Money is not the main thing in life, but sometimes you cannot do without it. Who else can you turn to in times of financial difficulty, if not your parents? These people who love you are unlikely to deny you help, will not rush to return your money, will not demand interest and, most likely, will not ask unnecessary questions
Last modified: 2025-01-24 12:01
With the onset of the new school year, parents of schoolchildren are anxiously awaiting school meetings. The phrase: "Hand over money for …" no longer surprises anyone. Are levies in schools legal? We understand the situations. It is not necessary to have legal knowledge to understand whether extortions are legal in schools