In pursuit of an increase in the birth rate, the state provides a tempting incentive - maternity capital. But in reality, mothers who want to take advantage of these finances are faced with a problem: the state clearly limits the list of reasons why you can cash out capital. Thus, it becomes difficult to withdraw the amount owed by law.
It is necessary
- - certificate for maternity capital;
- - a formalized document on the ownership of the mother or her legal spouse to the land plot intended for individual housing construction;
- - building permit;
- - documents on the ownership of a residential building (in case of reconstruction);
- - documents confirming the work carried out to expand the residential area to the accounting rate established by the housing legislation of the Russian Federation (in the case of reconstruction).
Instructions
Step 1
Contact the territorial office of the Pension Fund at the place of residence for a cash allowance of 12,000 rubles. This amount is deducted from the cost of maternity capital and provided without explanation of the purpose to all families with a certificate.
Step 2
Gather the documents for filing an application, depending on the purpose for which funds from the maternity capital are required. The state provides for several goals for the direction of financial resources of maternity capital: for the construction of a house, reconstruction of a residential building with an increase in area or compensation for independent reconstruction. In the first case, the mother or her legal spouse must provide documents confirming their right to own the land.
Step 3
Supplement the package of documents with certificates of carrying out or the need for repair work in case the residential building requires expansion. It should be remembered that the state regulates the number of square meters depending on the number of family members. Also, the state reserves the right for the family to independently carry out the work and receive monetary compensation at the end of the work.
Step 4
Submit the appropriate package of documents to the territorial office of the Pension Fund at your place of residence.
Step 5
Attach the bank account number of the certificate holder to the package of documents. The maternity capital will be cashed out immediately after consideration of the application. In the event that the family is going to start building a house, the state will transfer the amount of maternity capital in 100% of the amount. In the other two cases, the amount is transferred in two stages in equal shares. The first part goes to the account of the certificate holder immediately after consideration of the application, and the second - 6 months after its approval. During this time, the family must submit documents confirming the work to the supervisory authority.
