Law No. 256-FZ, as amended on November 16, 2011, provides for payments to families with a second or subsequent child as a measure of state support. On the basis of this law, the PF RF issues a certificate for maternity capital. Its amount is annually indexed to the inflation rate.
It is necessary
- - get acquainted with the Federal Law No. 256-FZ,
- - write an application to the Pension Fund of the Russian Federation for the allocation of funds,
- - attach the necessary documents, in accordance with the requirements of the legislation.
Instructions
Step 1
Maternity capital funds can be used for paid education. At the same time, they can be spent on teaching any of the children until they reach the age of 25 in educational institutions located on the territory of the Russian Federation.
Step 2
Pay for services for teaching children in kindergarten, music and art school, as well as student accommodation in a hostel. However, this can only be done if the educational institutions have the appropriate license.
Step 3
Funds from maternity capital can be used to form the funded part of the mother's pension in whole or in part. In this case, a statement is written to the PF RF. At the same time, the choice of a management company is not limited only to state-owned companies.
Step 4
Improving living conditions. Including for the purchase of an apartment at the expense of maternity capital or it is possible to spend these funds to pay off the mortgage loan and interest for its use, as well as as a down payment when buying an apartment. In these cases, there is no need to wait until the child reaches the age of three.
Step 5
Funds (part of the funds) of maternity capital at the request of the mother can be used for the purchase, as well as for the construction of housing. The law provides for non-cash payments with the participation of these funds. Any schemes for cashing out maternity capital funds are illegal.
Step 6
Lump-sum payments from maternity capital funds are provided for families in need. They are produced at the request of the owner of the certificate. However, these rules are revised every year. In order to clarify the current procedure for these payments, you need to contact the local branch of the Pension Fund of the Russian Federation.
