Investments
Last modified: 2025-01-24 12:01
Obligatory insurance contributions to extra-budgetary funds are paid by the employer in favor of hired workers. The amount of contributions is determined as a percentage of the wage fund. From these deductions, labor pensions are paid, sick leaves are partially paid
Last modified: 2025-01-24 12:01
Buying real estate is risky because clients are slow to make a decision. The realtor may understand that there will be no better option, but the buyer's opinion changes slowly. To speed up the conclusion of the deal, some realtors focus not on the number of apartments viewed, but on their quality
Last modified: 2025-01-24 12:01
With the proliferation of shops selling through catalogs and Internet sites, cash on delivery has become an increasingly popular service in the mail. It makes it possible to pay for the parcel not in advance, but right before receipt. But if you purchased an item that you want to return, you can get your money back as if you were buying from a regular store
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The more banks care about the safety of their customers, the more resourceful the fraudsters become. Every year they come up with new ways to deceive citizens and steal money. 2019 was no exception. Through social networks, information is rapidly spreading about a new fraudulent scheme, the victims of which are Sberbank's clients
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Sberbank is the undisputed leader among financial and credit institutions in Russia. Every day thousands of clients across the country use its services. To improve the quality of service, the bank has developed an efficient and versatile feedback system
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Insurance is one of the additional conditions for obtaining a loan from Sberbank. The service guarantees financial security to the borrower in the event of an insured event, however, in order to avoid overpayment of the loan, you can refuse it
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At the mention of only one word “collector”, “problem” borrowers shudder - and a picture of criminal content immediately rises before our eyes, when “evil uncles” threaten to take everything away if the debt is not repaid. But do the employees of the collection agency have the right to go to "
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All loan borrowers who have already signed the relevant agreement undertake such an obligation as monthly payment of the minimum amount. After a while, people may want to find out information about the total debt on a loan, we will consider several ways how to find out this information
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When applying for a loan for any more or less significant amount, banks, as a rule, require the signature of the guarantor. In most cases, such guarantors are friends or relatives, because it is really difficult to deny a loved one such a request
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Different personal accounts are drawn up if there are two or more owners or tenants in the apartment. When combining them into one family, the question arises of combining a personal account. To do this, you need to collect a number of documents
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Currently, ordinary people can play on the stock exchange without the help of a broker. It is enough just to own a computer with Internet access and some start-up capital. Many people associate earnings on the stock market with gambling and believe that there is nothing to do here without luck
Last modified: 2025-01-24 12:01
You may have thought about opening an IIS (individual investment account), because it provides significant tax benefits, and this is a good addition to your savings. Recently, some banks began to offer a service for opening such a deposit. Instructions Step 1 Opening an IIS brokerage account in VTB-online In order to open an IIS brokerage account, just go to the personal account of the VTB-online user, go to the "
Last modified: 2025-01-24 12:01
Investing money in securities can bring you a stable income - provided that you understand the principles of changes in their value and can reasonably predict the situation in the stock market. There are options for those who would like to invest in securities, but do not risk making a choice on their own
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Today, almost everyone has an idea of what securities are. Many people know that investing in stocks is a very profitable business, although not everyone is able to verify this personally. There are several rules for investing money in securities that allow you to get significant benefits from their purchase
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You can start investing at any age, but it is better to think about it in your youth, in order to provide yourself with a solid cash supply by your old age. Having no experience in financial activities, you should focus on conservative investment methods
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If you want to expand your arsenal of sources of income, not wanting to be limited to a salary or interest on savings, then you can master transactions with securities. By buying and selling shares of successful companies, you can acquire skills in playing on the stock exchange and significantly increase your income
Last modified: 2025-01-24 12:01
Buying shares is one of the types of investing in order to make a profit. In addition, shares are the most profitable long-term investment of funds. But we must not forget that the level of risk associated with the purchase of shares is also quite high
Last modified: 2025-01-24 12:01
Relatively recently, the minds of people were captured by cryptocurrencies, one of which is bitcoin. What it is and how to earn it, in simple words to explain to a person who is not associated with programming, is quite difficult, but everything is actually not so confusing
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In simple terms, bitcoin is the new digital currency. But such a definition cannot be limited, because in order to understand the essence of bitcoin, it is necessary to know where they came from and why they are currently so expensive. Bitcoin:
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Nowadays, almost everyone has heard about what cryptocurrency is. Despite the prevalence of this term on the Internet and the media, not everyone understands the essence of the phenomenon. Many sites on the Internet can tell us about what cryptocurrency is
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Let's say a relative or close friend asks you for a loan guarantee. A very close friend, and a very beloved relative. He dreams of a new car or needs money for a business, but the bank requires a surety. Should I agree? You are the guarantor
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People want to be independent and even in times of great difficulty to cope with the situation on their own. Unfortunately, only a few are capable of this, since at present everything is decided by money, which is constantly in short supply
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A bank deposit at 20-22% per annum is very tempting. The nuance is that such a deposit is opened only through the IIS. Is there a difference between an individual's open deposit in a bank and through an individual investment account? How profitable is the offer?
Last modified: 2025-01-24 12:01
In almost every store we are offered a loyalty card. Why are they needed and are they as beneficial as everyone says? Almost every chain, be it beauty salons, shops or cafes, has discount or accumulative cards. Someone claims that this is evil, others recommend it for use as an excellent saving tool
Last modified: 2025-01-24 12:01
Numbers affect money energy, but money numerology is different from the generally accepted one. For example, 7 is a positive number, but in monetary terms, it means hopelessness, deception and hassle. Wealth numbers Monetary energy and flows can be enhanced by using the magic of numbers
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The steady rise in the cost of living increasingly leads Russian citizens to the need to take out consumer loans. This service is provided only to certain types of customers, and in order to receive a 100% credit card, it is important to meet certain criteria
Last modified: 2025-01-24 12:01
An electronic wallet is a salvation for a busy person. Without leaving home, you can make purchases in online stores, pay for services, top up your mobile phone account and much more. The main thing is that there is money on the account. You can replenish your wallet balance in different ways
Last modified: 2025-01-24 12:01
Since March 16, 2014, Crimea has officially become a subject of the Russian Federation, so its banking system has undergone significant changes. Today, there are several ways to transfer money to Crimea: through a fast money transfer system, e-wallets, Russian Post and a bank account
Last modified: 2025-01-24 12:01
Qiwi-wallet is one of the most popular electronic systems that allows you to pay for services online and buy various goods. But a common problem for users is forgetting the password and recovering it. Instructions Step 1 Qiwi-wallet in many ways simplifies the payment of utilities and a mobile phone, in order to fill up your account, you just need to have a computer and access to the network
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Payments through the Webmoney system is a simple, fast, convenient and relatively secure payment method. If both you and the recipient of the payment have electronic wallets in the system, transferring money from one to another will require a little effort, and the funds will be available to the addressee in a matter of seconds
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There are many banks in Kherson, but when there is a need for credit services, one can feel confusion. After all, credit programs are changing, because there is a lot of competition in this market. And before contacting a specific bank, it is useful to know at least a few of the opportunities offered by competitors
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Privatbank in Russia is represented by its subsidiary Moscomprivatbank. The bank specializes in the retail banking market - lending, money transfers and deposits for individuals. The peculiarity of obtaining loans in PrivatBank is their provision only in the form of credit cards with a revolving credit limit
Last modified: 2025-01-24 12:01
Due to the difficult situation in Ukraine and the withdrawal of Crimea to Russian territory, Ukrainian banks suspend operations on the territory of the Crimea peninsula and the city of Sevastopol. Among them is PrivatBank. Depositors stopped receiving their money invested in deposits, and there is practically no chance of receiving it
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YandexMoney and WebMoney are currently the largest and most popular electronic payment systems among Russian users. Each of them has its own characteristics, advantages and disadvantages, although in general the principles of their use are quite similar
Last modified: 2025-01-24 12:01
The most modern way to pay for goods and services via the Internet is electronic money. To start using virtual money, you need to open an electronic wallet, that is, an account, in one of the payment systems. Each system has its own advantages and disadvantages
Last modified: 2025-01-24 12:01
Many pensioners will be able to receive an increased January pension as early as December 2019, and this depends directly on the delivery organization. It has long been no secret that in January 2020, the payment to citizens who have reached retirement age, that is, the pension, will be increased
Last modified: 2025-01-24 12:01
Food prices are growing by leaps and bounds, and people spend their well-deserved vacations not abroad, basking in the rays of the scorching sun, but in a stuffy city or at a dacha. It would seem that it is time to get discouraged, but it is not in vain that they say:
Last modified: 2025-01-24 12:01
If you have a goal to accumulate an amount for a large purchase or, for example, a trip to another country, then you should not spend a lot of money. You can purchase what you need while saving. It’s quite simple. Instructions Step 1 Buy groceries for a week at a large supermarket
Last modified: 2025-01-24 12:01
Bank cards are a convenient and popular payment method. Unfortunately, they are increasingly being targeted by scammers who want to take over your funds. However, there are ways to keep your finances safe - you just need to follow simple rules
Last modified: 2025-01-24 12:01
The GRKTS GU of the Bank of Russia is the head settlement and cash center of the Main Directorate of the Bank of Russia. It is the head, and not the state as many think. The Bank of Russia on the territory of our country contains many settlement and cash centers, which are subordinate to the head settlement and cash center, which is available in each constituent entity of the Russian Federation