Electronic money has become widespread in Runet for a long time. Many payment services, for example, QIWI, have additionally taken up the provision of this type of service. So what is QIWI e-money?
Electronic money is a special way to save money on electronic media. They are very convenient in the situation of remote payment for various goods and services. They can be transferred from one user to another, and often withdrawn from the system in the form of cash. Such money is usually stored in so-called "electronic wallets". One of the most popular such services among Russians is the QIWI wallet. The use of interactive money in this system has its own peculiarities. The wallet itself can be replenished either by transfers from other users in the form of electronic money, or by depositing real money into the account of the system. To do this, you can use a bank transfer, bank card, cash in via QIWI payment terminals, and even sending funds from a mobile phone account. After that, you can use QIWI money in various ways. They are especially convenient if you do not have a bank card or it does not support payments over the Internet. Also, using electronic money can be safer than entering your card details on untrustworthy websites. You can pay with electronic money for various types of purchases in online stores, services of Internet providers, cellular operators, cable TV, plane tickets. Also, some banks accept such payments as loan repayment. You can find a complete list of organizations on the QIWI wallet website: https://w.qiwi.ru/payments.action If necessary, you can also withdraw your money from the electronic system. Your funds will be credited to the bank card you registered. There is no one-time or monthly fee for registering a QIWI wallet. However, for most transactions related to electronic money, you will have to pay a certain percentage indicated on the QIWI website in the "Rates" section.
