Asking for money is always not very pleasant. Not only do we take strangers for a while, we give ours forever, but we also experience a certain discomfort at the same time, which is akin to a feeling of humiliation. In addition, most of us have a subconscious fear: what if they refuse?
It is necessary
- -Logic rationale why we need money;
- -Clear structure of fractionality and return time.
Instructions
Step 1
Select the people from whom you are going to ask for a loan. Better if it will be at least 2-3 people. Of course, you shouldn't ask everyone at once. However, sometimes it happens that you need to borrow a rather impressive amount, in this case it is just better to ask a little from several people. Without a doubt, these should be people who know you well. Asking for money from unfamiliar people is almost certainly dooming yourself to an impartial refusal.
Step 2
Ask for money with a clear and logical rationale for what you need it for. The more objective the reason is from the point of view of a potential lender, the sooner he will help you. Avoid general concepts: "survive until the paycheck", "nothing to live on", etc. Try to visualize how exactly the amount will be spent. For example, the correct decision would be to say something similar: "I urgently need to pay for kindergarten", "buy chicken, cook soup", etc. If the amount you want to borrow is more than 1,000 rubles, then the explanations should be much more serious.
Step 3
Make a plan in advance for the return of the borrowed money. Be concise and to the point. For example: "I will give it on Friday, by the end of the week we will be paid an advance", "I will pay in September, they must transfer my fee", "I will give half in a week, the other at the end of the month." The main thing, again, is to have visualization. The lender must present a picture of the return, that is, your words must sound as convincing as possible.
Step 4
Prepare options for dealing with the objections of the person from whom you asked for a loan. Sometimes even good friends who have free finances refuse us. Perhaps they have objective reasons. But if for us this is the only way to somehow make ends meet, it is worth allowing some manipulation. If you are refused (and you know for sure that there is free money), ask what caused it. Having heard the reason, you will certainly agree with it, but immediately develop your fears by assuring that this will not happen this time, because … And, of course, this promise must be true.
