As you know, money can make even the best friends quarrel. Therefore, in order not to spoil relations with your loved ones, the easiest way is not to lend to anyone. Or, if the amount of money is not too large, set yourself up in advance that these funds will not be returned to you.
Instructions
Step 1
Get in touch with the person who owes you and ask how he is doing. An intelligent well-mannered person will immediately guess the reason for your question, but if he does not talk about money, you will have to develop this topic yourself.
Step 2
Starting a conversation from afar, this way you can find out the life circumstances of your debtor. Perhaps this person is actually in big trouble right now or in serious grief, and that is why he really is not able to pay you back. At the same time, you shouldn't take the word of an unfamiliar person either. Try to check the information it gives out, otherwise it will turn out that your ears are simply “warmed up”.
Step 3
You can also politely ask for a repayment in the following way: tell your debtor that you want to make a serious purchase (or name another reason why you urgently need money). If he is a decent person, then, taking into account your veiled request, he will find the necessary amount by contacting another lender.
Step 4
If the person who owes you money thinks that it is not necessary to give it at all, you can threaten him. Surely, before giving him a certain amount, you asked him to draw up a receipt (if such a document does not exist in nature, the fact of the transfer of money can be confirmed by witnesses). If you still have it, tell your debtor that you are going to collect the debt through the court, and explain that the losing party (in this case it will be he) will incur additional costs as a result.
Step 5
If your debtor does not understand normal handling, but respects force, promise him that if the money is not returned, he will have some kind of problem. To enhance the effect, it is desirable that not even you, but the so-called "serious" people (in fact, just a person of a characteristic appearance, unfamiliar to the debtor) inform him about this. True, such a measure of influence can backfire on you (threats are criminally punishable). The frightened person can sue you for pressure and demand damages. If proven guilty, the amount you will have to pay may be much higher than what you should have been originally refunded.
