The need to make savings for a rainy day makes us choose a way in which the invested funds will not be able to depreciate. Since the demand for gold is constantly growing, many began to invest their money not in currency, whose exchange rate is subject to frequent fluctuations, but in gold coins and bars. From a common sense point of view, it is best to save money in gold bullion coins, treating them like mini bars. Buying coins is not subject to VAT, so coins are cheaper than bars of the same weight.
Instructions
Step 1
If you decide to buy gold coins, wanting to save your savings from inflation, then first find a bank that provides such a service to its client. You can find information on the websites of banks or by contacting the operating room of any bank.
Step 2
Tell the teller about your desire to buy gold coins. You will be offered a choice of coins minted in Russia or abroad - in China, USA, Canada, Austria or Great Britain. There is no difference other than aesthetic preference which country coins you choose. These coins have no numismatic value, since they are minted in large quantities.
Step 3
Experienced buyers of gold coins are not lazy to recalculate the cost of a gram of gold, taking into account the weight of each coin. The difference, of course, is very small - literally, a penny, but, as you know, a penny saves the ruble. Take the coins of the country in which gold was cheaper.
Step 4
You can also buy gold investment coins from any individual, and it is cheaper than in a bank. But in this case, there is a risk of forgery, fraud or deception.
Step 5
Another option for buying gold coins is available to those traveling abroad. In this case, keep in mind that without customs duty, you can hold gold coins worth no more than 65,000 rubles, and this is only about 100 grams by weight. The duty for importing a larger weight of gold is 30%. In addition, you can import that amount of gold coins duty-free no more than once a month.
