With the instability of the economy and fluctuations in the exchange rate, a person thinks about how to save his money savings. Since ancient times, the accumulated funds have been invested in precious metals (platinum, gold, silver) and stones, because precious metals and stones will always be in price. The funds invested in them will not be depreciated.
Precious coins
When investing in jewelry during the financial crisis, their subsequent resale does not give a positive result. An alternative solution is to purchase Sberbank gold coins.
In 1996, Sberbank, in order to attract additional funds into circulation, decided to issue gold coins for free sale. During that period, the bank's coins were in constant, albeit small, demand.
There was a period when a 20% tax was introduced on the banking operation of buying and selling precious coins. This led to a sharp drop in consumer demand. Due to the introduced tax, it became impossible for the bank to make money on operations with precious metals, since the exchange rate for metals has a slight difference. Therefore, the purchase of precious coins as a way of saving savings was no longer considered. In 2001, the government canceled the levy of the tax, the demand for bank gold coins increased, people began to buy them not only in order to save their funds from inflation, but also as a prestigious gift.
One of the important advantages in buying gold coins is that they are in their possession and can be sold to the bank at any time and at real value.
By investing savings in bank gold coins, investments in bank capital take place. The bank can offer to open a "metal account" - this is also the purchase of precious metals, but there is one condition: money and precious coins remain in the bank. In the event of bankruptcy of a bank or banking system, the client will not receive either money or coins. Therefore, it is better, of course, to take coins in hand.
Purchasing gold coins
Anyone can buy Sberbank gold coins. To do this, you need to take cash, come to any bank branch, and purchase coins.
When purchasing coins from a bank, it is necessary, first of all, to find out what type of coins you will purchase. The bank issues gold coins as well as collectible ones. So collectible gold coins are subject to VAT upon purchase, which is not refundable in the event of their subsequent sale. Collectible gold coins can be a good gift.
But if this collectible batch is issued in a small circulation (no more than 10,000), then you can earn money on such coins by selling them through time to collectors.
In any case, regardless of the rise in the rate of gold in relation to inflation of the national currency, the purchase of investment gold coins is a successful investment of your savings.
