If you want to keep your savings, present an unusual gift or just feel like the owner of treasures - buy precious metals in banks. The most popular are traditionally gold and silver, next to them are platinum and palladium. One of the safest places to buy gold is Sberbank of Russia.
Instructions
Step 1
Sberbank of Russia, along with other banks, offers services for the sale and storage of gold, silver, platinum and palladium bars. All precious metals are sold in the form of measured ingots, or in the form of commemorative coins. You can also open an impersonal metal account.
Step 2
Before buying gold from Sberbank, read the Rules for buying bullions of precious metals in the divisions of Sberbank of Russia. Both when buying gold from Sberbank and when selling, monitor the fluctuation in the value of 1 g of gold so that your investment will bring the greatest profit. Prices for gold and other precious metals in Sberbank depend on world prices (as of June 26, 2011, 1 g of gold cost 1,416 rubles). Of the four metals that Sberbank offers to buy, gold is in third place in value. Silver and palladium are cheaper, the most expensive metal is platinum.
Step 3
In order to buy gold from Sberbank, you need to take your passport with you. If you decide to buy bars or coins and take them with you, then VAT will be included in the price of your purchase. Bars, if desired and for an additional fee, can be packed in high-quality packaging - a beautiful case with the Sberbank logo. You can store the purchased gold not only at home, but also in a more secure place, i.e. in the bank. Sberbank also offers this opportunity. Storage is carried out either in the bank vault or in an individual safe box.
Step 4
For an original gift, in addition to cute little gold bars, commemorative coins of both Russian and foreign production are suitable - Sberbank actively cooperates with the mints of Australia, Germany, China, New Zealand, Poland and other countries. Gold coins are presented in various thematic collections. Some coins decorated with Swarovski crystals are sold in specially designed cases.
Step 5
If you want to buy gold, but do not want to pay VAT, then the ideal option for you is to open an impersonal metal account (OMC). There are three ways to open an account:
• physical deposit of bullion into the account
• purchase of bullion from a bank
• transfer of funds from a regular current account
Having opened the OMC, you get a chance to increase your savings due to changes in world prices for precious metals. If desired, the account can be "cashed" in bullion, for which you will have to pay VAT.
Step 6
If you ever want to sell the bars that you kept at home, contact Sberbank. Sberbank redeems gold bars and coins. In this case, ingots are divided into two types:
• excellent condition
• satisfactory condition
The assessment is also influenced by the status of the certificate. Thus, if the bar is in excellent condition, but the certificate is torn or stained, the cost will be calculated as for the bar in satisfactory condition.
Please note that in the presence of an impersonal metal account, the operation for the sale of gold is significantly simplified, since in this case, the state of the bars will not affect the value of the transaction.
