A metal coin is a very durable currency that can be stored for centuries. And if it is made of a precious metal, then its value does not depend on inflation or the state of the economy - only on the precious metals market, which is quite stable. That is why coins sold by the Central Bank of Russia are so popular.
Instructions
Step 1
Coins issued by the Central Bank of Russia and sold mainly through Sberbank are divided into investment and commemorative coins. The former is essentially a way of investing money in precious metals. They are made of gold, silver, palladium and platinum. Their denomination can be significantly lower than the real value of the coin. For example, a 50-ruble gold coin containing 7, 78 g of pure gold is sold at a price of about 11 thousand rubles. As a rule, investment coins indicate the content and mass of the precious metal from which they are made. These coins are used for long-term savings.
Step 2
Commemorative coins are made from both precious and non-precious metals. They are released for significant dates, events, events. Due to the limited edition, they are of some value to collectors-numismatists. Naturally, commemorative coins made of precious metals can also be considered investment coins, since the cost will depend not on the denomination, but on the content of gold or silver.
Step 3
Both commemorative and investment coins can be purchased at the branches of the Savings Bank of Russia. Please note that the circulation of memorabilia is limited, so they may not be available in the nearest Sberbank, while such problems will not arise with investment. Also, coins are distributed through other large credit organizations (banks) with many branches. Be prepared for the fact that when buying a coin at the bank you will be asked to show your passport. This is done to prevent money laundering.
Step 4
If the coin you are looking for is not in the bank, you can try to find it in numismatic stores or departments. As a rule, large bookstores will arrange small racks with rare coins, but keep in mind that the cost of the coin will be higher in this case. The same applies to online auctions, where such coins are regularly put up for sale. When making a purchase via the Internet, be careful about checking the authenticity of the coin, compare its photo with the catalog so as not to be mistaken.
