Not everyone can afford to buy a car. If you do not want to get a loan for the purchase of your own vehicle, you should think about how you can do without the participation of a bank.
Instructions
Step 1
A car is a means of transportation necessary in modern conditions. It is quite possible to acquire it without getting into loans with extortionate interest. You can save a little from your salary for several months, and when you have enough money, buy a new vehicle.
Step 2
It is not at all necessary to purchase a new car, for which you need to save up for a long time. You can buy a used car in good condition for 100-150 thousand rubles. Cars on the secondary market often have high productivity, so be sure to pay attention to this option.
Step 3
If you don't want to wait, you can agree to buy a used car in installments. But this option can work if you buy a car from a friend you trust. However, in the car market you can always find a seller who agrees to such a payment scheme. In this case, all agreements must be made with a notary.
Step 4
Friends can provide invaluable assistance in purchasing a car. You can borrow a little from everyone and collect the amount necessary to buy a car. Of course, you will have to provide your friends with a guarantee that they will get the money back, but in this case, you can do without a loan and paying interest on the loan.
Step 5
Some garages recycle vehicles from scratch and then resell them at discounted prices. Check if there are similar workshops in your city, and then contact them and choose a car that suits you in terms of price and parameters. You can also negotiate an installment plan with the workshop staff, but be prepared for the fact that you may be asked to write a receipt for repayment of the debt.
