The safest way to transport money across the border and beyond is to use a bank card. However, there are other options: taking out cash, transferring to an account in a foreign bank, using traveler's checks and international money transfers abroad, including in your own name.
It is necessary
- - a plastic card;
- - traveler's checks;
- - Bank services for transferring funds from account to account;
- - services of money transfer systems;
- - cash.
Instructions
Step 1
An amount in any currency equivalent to 10 thousand US dollars can be exported from Russia without declaring. True, if the customs office asks how much money you have with you, you will have to honestly name the amount and, if necessary, present it to the customs officers. When exporting any amount exceeding this limit, you must ask for a declaration yourself and add all the cash to it.
Step 2
Similar restrictions apply to travelers checks. Their only difference from cash is that if they disappear, you can restore them, but it will not be easy for those who stole or found them to use them. Each traveler's check has its own number and must be sealed with your signature. However, there is a commission charged for exchanging cash for traveller's checks and vice versa.
Step 3
On a plastic card, you can take out any amount that you are able to put into the account. You do not need to declare anything. But this method is not without its drawbacks. When withdrawing cash from third-party ATMs, a commission is charged. In addition, the card can be lost, it can be withheld by the ATM. In such situations, it will be difficult for you to access your money.
Step 4
The use of international money transfer systems is also an alternative to exporting cash across the border. To send a transfer, you just need to select a system, visit the nearest payment acceptance point, show your passport and tell who, where (country and city, in some, only countries are enough) and how much you are transferring. There are also systems where a transfer is possible only to a specific cash pick-up point. There is a fee for the transfer, but it is usually small.
Step 5
Money abroad can also be withdrawn by transfer to a foreign bank account. If the account belongs to you, you will be able to transfer money to it, if only within a month from the moment of its opening, you notified the tax office. But you can withdraw money to the current account of a relative or friend abroad. To do this, both accounts, both yours and the recipient, must be in the same currency.
