Payment systems are gaining more and more popularity over time. The reason lies in the ease of use of these systems, easy and fast money transfer, low commission. However, when returning money from the system, difficulties may arise.
Instructions
Step 1
Refunds can be made to a bank card or received in cash at CONTACT or Migom. You can directly withdraw money to the cards of Alfa-Bank, Otkritie Bank or RosEvroBank. Funds are credited instantly, sometimes with a delay of 20-30 minutes. For plastic cards of other banks, crediting may take up to seven business days. When withdrawing money in any way, a commission of at least 3% is charged. Additionally, the commission of the bank or the settlement bank may be charged. There are ways to withdraw money without commission, but they are quite complicated and can be classified as a scam.
Step 2
To return money transferred to another wallet, you must protect the payment with a protection code. When transferring funds, a four-digit digital code will be generated, known only to the sender of the payment. The recipient of the funds will see that the payment has been made, but will not be able to use the money until he receives the protection code from the payer. Thus, the money remains frozen in the sender's account until the code is entered (then the money will be transferred to the recipient) or until the protection period expires (then the money will be returned to the sender's account). The validity period of the protection code is chosen by the sender. It can be from 1 to 365 days.
Step 3
In the event that the recipient of the payment did not fulfill his obligations, and the payment was not protected by a protection code, the refund becomes much more complicated. First of all, you need to write an application to the Yandex. Money support service. The issue of blocking the recipient's wallet will be considered so that he cannot withdraw money received illegally from the system. Then you need to contact the police department at your place of residence. The written statement will be the basis for an investigation, as a result of which, if there is evidence, the funds will be transferred back to the sender's account.
