A receipt is a sufficient basis for a refund. It is recognized by the court as written proof of the loan. There is no specific form of receipt. The only condition is the writing of the debt document by the hand of the person who borrows. The exact details of the borrower must also be indicated.
Instructions
Step 1
To return funds on receipt, apply to the court with a statement of claim. Gather the necessary evidence that the person owes you.
Step 2
In the IOU, it is necessary to indicate all the details of the borrower:
- last name, first name, patronymic
- passport number and series
- address of permanent registration, place of actual residence
- date of birth
- Contact phone numbers
- indicate the amount of debt, in numbers and in words
- loan date
- debt repayment date
- conditions of return
- the date of the receipt
- below is the personal signature of the borrower, with a written transcript.
Step 3
You must also indicate your data: last name, first name, patronymic, passport number and series, registration and actual residence address, loan amount, indicate in numbers and in words, indicate the period for which you borrowed the amount of money, put your signature.
Step 4
It is better to indicate in the receipt the personal data of at least two more witnesses.
Step 5
Hand over money in front of witnesses. This will be a weighty argument when returning a debt through the court.
Step 6
It is desirable, but not necessary, to certify the receipt with a notary. The very fact of writing a receipt by hand is a sufficient argument for collecting a debt.
Step 7
If the debtor refuses to recognize the receipt, then you will have to submit for a graphological examination. Therefore, the condition of writing the receipt by hand is so important, and not the printout.
Step 8
In addition to the court, you can contact a special law firm for debt recovery.
Step 9
In an application to the court or to a law firm, you must indicate the amount of the principal debt, the amount of interest to be returned, the amount of your expenses for the court and lawyers.
Step 10
You can return money through the court even without a receipt. The main thing is that there are witnesses when transferring money.
