Saving up money for a car is actually not as difficult as it seems. The main thing is desire, perseverance and willpower, and you will achieve your goal!
Instructions
Step 1
Do you want to buy a car, but don’t want to take out a loan? Borrowing is also not for you? There is only one way out - you have to save up for the car. If there is a possibility of additional earnings, great. Find yourself another job, and save all (just all, don't be fooled) additional earnings for the car. Do not allow yourself to spend a dime of the deferred. Finding additional work is not as difficult as it might seem at first. Now there are many ways to work remotely, from home or even while in another city.
Step 2
If there is no opportunity to do additional work, then you will have to look for "loopholes". For example, you can get yourself a separate bank card, where you will save a certain amount of money every month. Determine this amount for yourself, and every month, say, on the fifth day, replenish the "accumulative" card. The main thing is to stick to the schedule. Don't feed yourself with promises like "I'll put in three thousand less this month, but I'll cover it next month." Chances are good that you won't. Once you have established a certain amount for yourself, you have to pay it.
Step 3
You can divide your earnings into several parts. Let's say for an advance payment, a salary and a bonus. And one of these parts (decide for yourself which one) be sure to put aside for the car. Do not allow yourself to take from there for any other purpose, and you will slowly but surely begin to move forward in your own car.
No matter how trite it may sound, take a pencil and write down all the expense items on a piece of paper. Look, maybe something can be safely abandoned in favor of a future car. Maybe buying a third pair of boots for the season was unnecessary? Consider your costs honestly, match your actual needs. Go to the store only with a list, and do not allow yourself to buy anything outside the scope of this list. If you need to buy milk and bread, buy strictly milk and bread. Put sweets, juice, sauce, rolls out of the basket. If you strictly follow the rule of shopping on the list, then very soon you will see that the "piggy bank" with funds for the car is growing, which means that your goal is close.
