Credits are in demand among the population every day. And if so, then the supply is also growing. The choice of a loan product often depends on the terms of the loan and the speed of consideration of the application.
It is necessary
- - passport;
- - certificate from the place of work about the average wage.
Instructions
Step 1
If you are officially employed, have a good credit history and have a week of waiting, use the classic method and take out a bank loan. Gather information about what amounts and at what percentage a bank can give out in cash. To do this, you can go there or use the information on the official website of the bank. Almost all banks have a special express offer that allows you to get cash in a short time.
Step 2
Having chosen the type of loan that suits you, collect the necessary documents and take them to the bank. Usually, an application is considered within a few days, but this process can take up to a week. If your documents are in order, the bank will rarely refuse a loan.
Step 3
Use a credit card. Most banks issue an additional credit card to their customers. Sometimes it just lies in the jar and waits for you to come for it and activate it. The maximum credit card amount is determined by the bank, and all you have to do is withdraw the required amount of cash. The convenience of this method lies in the quick receipt of a loan without guarantors and the availability of a grace period of service. The latter allows you not to pay interest on the loan, subject to its repayment within a certain time. The downside is often the high interest rate and limited maturity.
Step 4
You can issue such a card yourself. To do this, come to the bank and contact the operator with this request. Or fill out a special form on the bank's website for obtaining a credit card, wait for approval and receive it from the bank.
Step 5
Contact private firms. Today, many firms provide cash withdrawal services at a certain percentage. The amount varies from 5,000 to 300,000 rubles and depends on the financial capabilities of the private owner. To get cash in this way, contact a similar company, show your passport and write a receipt for the return of money along with interest at a certain time.
