You decide to find out how much your pension will be, or you are checking the calculations of the pension fund. If often your work experience falls on living in the Far North and equivalent areas, then your pension is increased by regional coefficients.
Instructions
Step 1
The classic formula, according to which the Pension Fund calculates pensions for men with a total work experience of at least 25 years and for women - at least 20 years, looks like this: RP = SK x ZR / ZP x SZP, where:
Step 2
SK is the seniority coefficient, which for insured persons (with the exception of persons with disabilities with limited ability to work of the 1st degree) is 55% and increases by 0.01 for each full year of total length of service in excess of the duration specified in this paragraph, but not more than by 20%.
Count how many years you have worked. If more than 20 for women and 25 for men, for each year in excess, add one percent to 55%. To obtain the coefficient, divide the number of the resulting percentages by 100%. SK cannot be higher than 0.75.
Step 3
ZR is the average monthly earnings of the insured person for 2000-2001 according to the data of individual (personified) accounting in the compulsory pension insurance system or for any 60 months in a row on the basis of documents issued in accordance with the established procedure by the relevant employers or state (municipal) authorities.
Step 4
Salary - the average monthly wage in the Russian Federation for the same period;
Step 5
NWP is the average monthly wage in the Russian Federation for the period from July 1 to September 30, 2001 for calculating and increasing the size of state pensions, approved by the Government of the Russian Federation.
Average monthly salary in the country (NWP) for the III quarter of 2001 approved by the Government of the Russian Federation for calculating pensions, is determined in the amount of 1671 rubles.
Step 6
The ratio (ЗР / ЗП) for persons living in the Far North and equated localities, in which regional coefficients to wages are established, ranges from 1, 4 to 1, 9. In accordance with Clarification No. 3 of 22.04.2003. “On the procedure for applying paragraph 2 of Article 30 of the Law of 17.12.2001. № 173-ФЗ in terms of determining the increased ratio of the average monthly earnings of the insured person to the average monthly salary in the Russian Federation for persons living in the Far North and equivalent areas, as well as outside these areas and localities approved by the resolution of the Ministry of Labor and Social Development of the Russian Federation from 22.04.2003. No. 22, applies regardless of their place of residence under the conditions:
- the required work experience in the Far North (at least 15 years) or in areas equated to the regions of the Far North (at least 20 years) as of 01.01.2002, the required insurance experience for men is at least 25 years, for women - at least 20 years;
- if they lived in the Far North or in areas equated to the Far North, the calculation of the pension capital is made taking into account the increased ratio of the average monthly wage of a pensioner to the average monthly wage in the country, if the pensioner lived in this territory as of 01.01.2002.
Step 7
Plug all the data into the formula. You will receive your pension as of 01.01.2002. Now you have all the data to convert it into pension capital.
