According to the Federal Law of December 17, 2001, No. 173 "On Labor Pensions in the Russian Federation", women over 55 years old and men over 60 years old have the right to an old age labor pension if their work experience is at least 5 years. The calculation of the pension can be made according to several indicators.
It is necessary
Data on the basic part of the pension (CP), the insurance part (CP) and the funded part (CP). In addition to these data, you will also need: information on the average monthly salary of a citizen of the Russian Federation for the period from 2000 to 2001 (RFP); information about wages for any 60 months (WW); the size of the average wages for the same period throughout the country, for which the indicator of the MWA (MWPS) is taken. You will also need the so-called "seniority coefficient" (SK), which is usually taken for 20 years of experience 0.55, then this coefficient increases by 0.01 for each year of experience of a citizen of the Russian Federation. The upper bar of the CK is 0.75
Instructions
Step 1
The calculation of the old-age pension (RPA) is carried out according to this formula:
RPS = SK * ZRP / SZP * SZPS.
Consider an example: a man applied to a pension fund on January 28, 2005. His work experience as of 01.01.2002 was 35 years, and his monthly salary in 2002 was 5000 rubles. The calculation of his pension will be carried out as follows:
RPS = 0.65 * (5000/1671) * 2200 = 4278 rubles. 87 kopecks
Step 2
At the moment, on the territory of the Russian Federation, according to the same Federal Law, 20% of a citizen's monthly salary goes to the pension fund, where this amount is divided into the base part (CP), the insurance part (CP), and the funded part (NPC). CP is determined by the state and its size directly depends on the age of the citizen and on whether he has dependents. SPP directly depends on the pension capital of the insured person. (Further, PC. PC = (RP - CP) * T, where T is the expected period of pension payment, taken for 144 months. CP is considered equal to 450 rubles.).
Using the example of the same man, you can calculate the NSP and PC:
PC = (4278.87 - 450) * 144 = 551375 rubles. Then the insurance part is calculated as follows:
MF = PC / T = 551375/144 = 3828 rubles.
Then the man will eventually receive a monthly pension in the amount of: 3828 + 4278.87 = 8106 rubles.
