The issue of transferring funds from one card to another is of interest to everyone. There are many nuances associated with the process. Many will find it useful to learn about the features of such operations.
Nuances of translation
It is one thing to transfer funds from card to card when both of them are from Sberbank. A completely different thing is a transfer from a Sberbank card to cards of other banks. There are many circumstances that affect translation.
Firstly, there are banks on whose cards such a transfer is impossible. So the first step is to clarify which organizations are cooperating with Sberbank in this regard. Some of these banks are:
- Russian standard;
- Alfa Bank;
- VTB 24.
Secondly, the tariffs. They vary from bank to bank. So if you want to save as much as possible, then don't forget about the commission. It is better to clarify which institution has the most favorable conditions at the moment.
Finally, the timing of the transfer. This can be quite significant if people are in a hurry. Transfer to cards of different banks will take different time. So, first, you should weigh, taking into account all three parameters, which bank should be chosen.
Translation process
An ATM belonging to Sberbank will do. You need to go to "Payments and Transfers", and then select the "Transfers" section. There will be a kind of button with the name "Transfer to a card of another bank". Now you need to choose the card from which the finances will be written off. This may be the same card that is being used.
Now you need to enter the necessary data of the recipient's card, as well as the amount of the transferred funds. It remains only to click "Translate". If the transfer from a Sberbank card to a card of another bank is completed, it becomes possible to create a template. This will help in the future when making transfers to the same card.
It is worth keeping the check, because this can later become evidence of the operation. As for the commission, it is approximately from one to one and a half percent of the amount. However, for transfers to cards of different banks, the commission will vary.
There is nothing difficult to transfer money from a Sberbank card to cards of other banks. Most likely, the transfer will be successful, and even if not, then there is a check left. In case of an error, the situation can be corrected.
