Today, citizens travel abroad for a variety of reasons: work, leisure, visit relatives, etc. However, a very unpleasant incident for those who leave may be the fact that they have debts to various government agencies and commercial organizations.
At the moment, the situation is such that persons whose debt exceeds 10 thousand rubles do not have access abroad. This is stated in the law "On Enforcement Proceedings", which was amended in 2013 regarding the amount of debt. The amount of 10,000 rubles. can be presented in the form of accumulated payments (debts), for example, fines, loans, taxes, etc.
The risk group of non-payers includes categories of citizens in the form of:
- alimony;
- car owners;
- property owners;
- bank borrowers.
Where and how to check debts
In order to quickly check whether a citizen has any late payments or debts to the state, you can use several convenient Internet resources.
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State services website. Works with all spheres of life, so here you can learn about taxes, traffic fines, personal income tax.
If you want to use this resource, you must register at gosuslugi.ru, enter passport data, SNILS, TIN in your personal account. Now you can start looking for debts (if any) to different institutions.
- The site nalog.ru provides an opportunity not only to find out about your debts, but also to pay them off. To do this, it is paramount to register on the website of the Federal Tax Service (Federal Tax Service) and create a personal account.
- FSNP (Federal Tax Bailiff Service) website. If the case was transferred to the bailiffs, then the fssprus.ru resource will help you find your debts. To do this, on the official resource, you must enter your personal data, the number of the enforcement proceedings and the name of the city. After that, the system will generate reports with a list of available cases with all data about them.
We check your credit history before traveling abroad
Debt obligations to credit banking institutions are a common reason for the ban on leaving. In order to take into account all non-payment, the corresponding penalties and penalties, you should be concerned about checking your credit history in advance. Moreover, the difficulty can be as a net debt amount over 10,000 rubles, and accumulated in the form of fines, penalties.
Everyone has the opportunity to check for credit debts using the services of a credit bureau on the website bki24.info. This system checks debts to more than 785 banking institutions and identifies creditors' mistakes. A detailed report is generated with the necessary information.
Also, some banks provide their clients with this kind of information online.
With these four methods, everyone can quickly and reliably check all their debts in order to avoid unpleasant situations before going abroad.
