Since 2007, families in which a second, third and subsequent child was born or adopted are eligible for federal maternity capital. But you can spend the money owed only for certain purposes: improving housing conditions, getting an education for children, forming the funded part of the mother's pension. Despite the fact that buying a car is not included in this list, there is still an opportunity to get one.
It is necessary
- - documents confirming identity, citizenship and registration (parents' passports), and their copies;
- - birth certificates of all children (originals and copies);
- - other documents that may be requested by the social authorities. protection.
Instructions
Step 1
The family's desire for a car is understandable. The more children there are, the more problems there are with their delivery to kindergartens / schools / clubs / clinics, etc. In addition, for many families, cars are the only way to get real benefit from maternity capital. The allocated amount will be enough to improve living conditions only in the outback, pension seems to be something distant, as well as education, if the children are still too small. However, the bill on expanding the areas of spending of family capital, considered by the State Duma in February 2011, was rejected, which means that dreams of a car for many families were shattered.
Step 2
Indeed, spending federal family capital on a car is now impossible. However, many regions have decided to pay their maternity capital from the regional budget. In most regions, this support measure is only for large families and amounts to 100 thousand rubles. But in Yakutia, Kaliningrad, Novgorod, Rostov and some other regions, they can be spent on purchasing a car.
Step 3
Contact the social protection authorities with the package of necessary documents. Write an application for the issuance of a certificate for maternity capital. Receive it on the appointed date. It is the certificate that confirms your right to regional payments, which means that when buying a car, it will be one of the main documents.
Step 4
In most regions that are ready to pay funds for the purchase of a car to large families, the law has been in effect only from 2010-2011. The right to spend this money can only be exercised when the third child (or those with the birth / adoption of which has the right to maternity capital) reaches three years. Thus, the scheme for buying a car at the expense of maternity capital has not yet been worked out. The algorithm for purchasing a car will be developed only closer to 2013-2014. Most likely, you will have to contact the social protection authorities again, providing again the passports of the parents and the birth certificates of the children, as well as the certificate for maternity capital and its copy. After checking the documents, you will be given detailed instructions on how to proceed so that the funds of the regional maternity capital are transferred towards the purchase of a car.
Step 5
There is another way to "buy" a car at the expense of the federal maternity capital. True, it is suitable only for those who are going to improve their living conditions and have the necessary funds for this. Pay part of the payment for housing with maternity capital (funds are paid to the seller's account based on your written application to the pension fund), and buy a car with the money saved.
