You can get a Visa card in almost any Russian bank with, perhaps, rare exceptions. The set of documents depends on the type of card. For debit, it is minimal, but when opening a credit, you will need to take care of confirming your solvency.
It is necessary
- - passport;
- - money to pay for the issue and annual maintenance of the card (optional);
- - proof of income (only for credit cards);
- - additional documents at the request of the bank (usually for a credit card, in some cases for a debit card).
Instructions
Step 1
Select the bank where you would like to open the card and the banking product you are interested in offered by it.
At this stage, it is worth assessing how convenient the offices are, whether it is possible to withdraw cash without interest in Russia, including your region and abroad, what options are included in the annual service, and which are available for a fee and what it is, and everything else. matters to you.
When choosing a credit card, pay special attention to interest, commissions, the possibility of interest-free lending, its terms and conditions.
It will not be superfluous to also study the reviews of the bank from other customers.
Step 2
After making a decision, contact the office of the selected bank. In many, it is possible to fill out a preliminary application for a card online on the website of a credit institution, but this does not eliminate the need for a visit to the bank.
Before filling out the application, ask all your questions by phone to the call center employee.
Do not hesitate to ask also when visiting a bank branch.
Step 3
After you find out everything, the bank employee will examine your passport and other documents, if required (it all depends on the bank, for a debit card, a passport is usually enough), and will offer you to fill out and sign a number of documents, familiarize yourself with the tariffs.
If you connect Internet and telephone (mobile) banking, you can immediately be given access keys to these services and instructions for their use.
You will have to come to the bank additionally for the card. Usually in a week. But there are those who send them to their clients by mail.
After receiving the card, you may need to activate it through an ATM or by phone.
