Gone are the days when in order to make a bank transfer it was necessary to personally contact the bank, present documents and sign a bunch of papers. Now clients of most Russian banks can manage their money remotely through mobile and online services, as well as using ATMs and payment terminals. See how you can do this using the example of the Savings Bank of Russia.
It is necessary
- - Bank card;
- - ATM or terminal;
- - mobile phone;
- - JAVA-application "Mobile Bank";
- - computer or communicator;
- - internet connection.
Instructions
Step 1
Transfer money from your card using the nearest ATM or payment terminal of the Savings Bank of Russia. To do this, insert your card into an ATM or terminal and enter your PIN.
Step 2
Select in the ATM / terminal menu the type of service "Money transfers" or "Payment for services", etc. Enter the amount of the transfer and the details of the recipient. Click OK. Take the check.
Step 3
Connect mobile and internet banking services in your Sberbank branch, if you have not already done so. Insert the card into the ATM, enter the PIN-code and select the "Internet service" item. Request a permanent password to enter Sberbank-OnL @ yn. Collect and save the receipt, which will include your user ID and permanent password, as well as the receipt with temporary passwords.
Step 4
Log in from your home computer or communicator to the Sberbank-ONL @ yn system. To enter, either a permanent password or one of the temporary ones can be used. Select the type of transfers you need: payments for services, payment of fines, transfer between your accounts, transfers to other accounts, payment of loans, etc.
Step 5
Select the account from which you will transfer money. Specify the details of the recipient, enter the payment amount and click the "Next" button. Control the progress of the payment in the "Operations History" section.
Step 6
Install templates for making payments of the same type (for example, to top up your mobile phone balance). Then you do not have to constantly enter the details of the recipient to make a payment. It will be enough just to select the required template and enter the required amount.
Step 7
Please note that if you need to regularly transfer a certain amount to a certain recipient (for example, make payments on a loan), you can use the “Long-term orders” function (“Auto payment”). Then the required amount of money will be automatically debited from your account and sent to the details you specified.
Step 8
Use the "Mobile Bank" service to make payments from your bank card. To make payments, you must first install templates in a bank branch, through an ATM or terminal, or in the "Sberbank Online" system. Money transfer is carried out by special SMS commands. The list of commands is indicated in the user manual, which can be downloaded from the website of the Savings Bank of Russia.
Step 9
Install the Mobile Bank JAVA application on your phone for more convenient use of the mobile service. It can be downloaded from the website of the Savings Bank of Russia. Run the application. Come up with a password to log in.
Step 10
Enter the "Cards" - "Add a card" section. Select the type of your bank card and enter the last 4 digits of its number.
Step 11
Enter the "Payments" section. Select the desired type of payment and enter the recipient's details, the payment amount and the card from which the payment will be made. Click on the OK button. Track your transactions in the "Journal" section.
