A foreign currency account in any domestic bank can be opened, if desired, by every citizen of the Russian Federation who is registered at the place of residence, and a foreigner with a temporary residence permit or residence permit in Russia. The procedure is practically the same as for opening an account in rubles.
It is necessary
- - passport;
- - money for the first installment (not always).
Instructions
Step 1
Select the bank where you would like to open an account. Current accounts in dollars and euros, as well as in rubles, you can create in almost any Russian bank.
Some credit institutions also work with other currencies, their list and the possibility of converting between their accounts, as well as the terms of service, must be specified in a particular bank.
Step 2
Contact the nearest bank office with a passport and inform about your desire to acquire a foreign currency account. If you know exactly which option you need, name the specific banking product. If you are not sure, ask to advise you, ask the questions of interest.
After choosing a product, you will be asked to present your passport, then sign the proposed documents (bank account agreement, etc.). Read them carefully before signing. Ask for clarification if something is not clear.
Step 3
If an initial payment is required, you need to deposit money at the cashier or through an ATM (in some banks you can do this without a card by entering the account number).
You can also deposit funds in rubles with automatic conversion into another currency, but the bank rate may not be the most profitable.
Step 4
Upon completion of all the formalities, you will be given a package of documents for remote access to your account (passwords for Internet and telephone banking, if any, or instructions for creating them yourself, scratch cards, a list of variable codes, etc., depending on the bank's security standards) …
If a bank provides for a document reflecting account transactions, such as a passbook, it is usually drawn up on the day of circulation.
But when you link it to an account, a bank card will have to wait, the production time is usually about a week.
