Insurance agents perform a variety of tasks, including auto sales, home sales, rentals, and small business insurance. These specialists spend most of the day on the phone and meeting with clients, developing insurance quotes. Is it difficult to start this business?
It is necessary
- - License;
- - testing;
- - premises;
- - staff;
- - advertising.
Instructions
Step 1
Take a government-mandated insurance training course. He will teach you about insurance laws and operating methods specific to your state. For a list of approved programs, visit your area's insurance website.
Step 2
Find out the testing schedule to take the special state exam. This must be done in order to obtain permission to carry out insurance activities. Once you pass the test, you are certified and become an official insurance representative.
Step 3
Apply for a business license. As a rule, you can get it at the city hall. Make sure that all paperwork is properly completed before carrying out any transactions to avoid unnecessary fines and penalties.
Step 4
Determine what types of insurance you will offer clients. As an independent insurance agent, you can research various services at several insurance companies. Explore independent insurance programs in order to provide clients with a variety of services in the future.
Step 5
Start storming the insurance market. Make a list of your family and friends and tell them why it is profitable to invest in your company for insurance premiums. Compare several different insurance companies to come up with the best package. Also, attend local events and pass information on how to purchase mortgage insurance from you. Set aside daily marketing time so that your agency can develop well enough.
