You can easily lend money to a person if you have such an opportunity or the person who turns to you is reliable. But unforeseen circumstances can still arise. It's easier, of course, just not to lend money. But if you do decide to help a person, do it in such a way that after any resentment and misunderstanding does not arise.
It is necessary
Standard loan agreement
Instructions
Step 1
Discuss all the terms of the loan with your borrower in detail. Make sure that the proposed terms will suit both you and your friend. But do not rush to transfer money to him immediately. Honestly - a good thing, of course, but it is better to draw up a contract.
Step 2
It is better to draw up a loan agreement with a notary, especially if it is a large amount. If you want to avoid visiting a notary, draw up a contract in free form, but with the obligatory indication of the most important parameters. The contract must contain:
- Full name of the lender and borrower (passport details, place of residence)
- the full amount of the loan, indicated in numbers (and with a written transcript)
- interest for use (if any)
- the date of the refund (possibly in stages with specific dates)
- personal signatures (with decryption) and the date of the document
Step 3
Check the agreement, indicate special conditions - for example, your actions in case of non-repayment of the loan amount in due time.
