Young people often face the problem of leaving the parental nest. However, not everything is as complicated as it might seem at first glance. In addition to moral problems, there is also a financial burden that can seriously burden a young person. A properly calculated starting budget can help you deal with problems.
Lodging
Without a doubt, for most young people it is real estate rental that becomes a key budget item in an independent life. If you lived with your parents, it is possible that you did not even think that many have to give most of their earnings for a roof over their heads. However, it is possible to reduce the amount of rent for housing with an accompanying improvement in the quality of life.
You can find out the average cost of renting an apartment in your city either from realtors or on ad sites (Avito, Olx, "From hand to hand") in the "Rent" section.
Depending on the region, this amount can range from 10 thousand rubles to 50 thousand (for a one-room apartment). Naturally, your expenses can be significantly reduced by living together with friends, acquaintances or people looking for neighbors.
Food
Learning to self-feed is equally important. Eating well can help you feel good and can help you save money. Weekly planning can be a simple budget option. Once a week, you can buy food at the nearest supermarket that does not spoil during the week (cheese, meat, fish, pasta).
Make a food list, multiply it by 4 weeks. Weekly purchases will save you time on your daily shopping trips - it's better to take a walk this time. At the same time, some daily expenses will also be required: milk, bread, etc.
Entertainment, sports
In young people, the vector of development may depend on entertainment. Your whole life will directly depend on how you entertain yourself. It is advisable to select such relaxation means that will be beneficial both in terms of development and will not hurt your budget.
Buying an annual fitness or yoga membership can make a significant contribution to your physical and spiritual development. You can choose an option for yourself that will significantly save money when paying in cash.
Communication
An equally important task in an independent life is to find resources (time, money) to communicate with friends and representatives of the opposite sex. Be sure to include communication costs in your budget line. Places can be cafes, bars, bowling and cinema. Visits to exhibitions and anti-cafes.
It is advisable to calculate this budget column as follows. Set aside a few local “holidays” per week when you allow yourself to spend money. Write down the amount you need for the week, then you can calculate your monthly budget as well. Typically, communication costs are less than calculated.
Accounting software
There are dozens of home bookkeeping programs out there. The most important thing in budgeting is to honestly fill in the "Expenditure" and "Income" columns. Start with a negative balance. The very fact of realizing your spending and earnings is important. Practice shows that using home accounting programs will significantly improve your material life, achieve success in your career and personal life.
