Investments 2024, November

Since January 1, 2007, a program for the issuance of maternity capital, developed by state bodies, has been implemented in the Russian Federation. All families who have given birth or adopted a second and subsequent child since 2007 are entitled to it

Recently, the procedure for payment and calculation of transport tax has changed. If earlier car owners independently calculated the required amount, now control over the payment of tax was entrusted to the tax inspectorate. As a result, there were some problems associated with late receipt of receipts

Profit is the excess of income received over expenses. It is calculated using the difference between the proceeds received from the sale of products and the funds that were spent to obtain this type of product. If this difference is positive, then we should talk about profit, if negative, then about a loss

Not all people are happy with bank loans. I just don't want to have debts. And some do not meet the high requirements of banks for obtaining long-term loans. In either case, you have to think about independent savings for an apartment. Whether this is possible depends on proper planning

In modern times, a car is not a luxury, but a necessity. Its purchase requires significant funds, which not everyone has. In this case, the question of accumulating funds arises. Approach this issue creatively, enlist the support of your family and their agreement to share with you possible hardships

Profit is the excess of income over production costs from the sale of any goods and services. This is one of the more important indicators of financial results in the economic activities of companies. It is calculated in the form of the difference between the proceeds from the sale of the product and the sum of the costs of certain factors of production in monetary terms

Electronic wallets are becoming more and more common every day. And one of the most popular electronic payment systems in Russia is WebMoney. Its user, after a simple registration procedure, can get himself as many electronic wallets as he wants to carry out settlements in different currencies

Enterprises on the financial results of their activities must regularly report to the tax office. To do this, you must fill out an income tax return. Its form is unified, it is approved by the order of the Federal Tax Service of Russia No. ММВ-7-3 / 730

Accounting and financial accounting, as well as reporting are carried out according to generally accepted principles and rules. In the Russian Federation, these rules are established by law. It is necessary - officially approved Chart of Accounts

In accordance with the joint letter of the Ministry of Taxes and Duties of the Russian Federation and Sberbank of the Russian Federation dated September 10, 2001, to pay any taxes to the budget system by individuals, 2 types of payment documents are used:

The payment for housing and communal services is growing every year, and most Russian families are unable to pay them in full. Such citizens of the Russian Federation are entitled to a subsidy. To obtain it, you must submit a certain package of documents and write an application for compensation

Money is the driving force behind modern life. They are needed for everything: food, rent, vacation, clothes for children, medical treatment and medicine, unexpected expenses. For most Russians, the main source of income is wages. Instructions Step 1 In most cases, getting paid for the work done is as easy as shelling pears:

According to Russian law, joint stock companies must pay dividends on shares to their shareholders. This happens at periods and at a time determined by the society itself (with minimal legislative restrictions). The shareholders of the company at the general meeting decide on the payment of dividends

Sometimes money is urgently needed, you have to think over various options. You can take a loan from a bank, ask friends, go to a pawnshop, search the Internet for online loan sites. Each of these methods has its own nuances. Relatives and acquaintances Close people will help you in a difficult moment for you

Quite often, a situation arises that it is necessary to recalculate the calculations of the management company for the payments for housing and communal services accrued to you. Management companies, by mistake or even malicious intent, may charge you a fee that exceeds the established tariffs or standards

If you regularly pay taxes at the standard rate of personal income tax, are a citizen of the Russian Federation, work in the territory of the Russian Federation and have documents confirming education expenses, you can receive a tax deduction for a three-year period, not counting the current year (for example, now 2016, which means that you can get a deduction for 2015, 2014, 2013)

Receiving higher education in absentia, citizens pay a certain amount of money for their studies. According to the legislation of the Russian Federation, part-time students can return 13% of the amount of payment for education by filling out a declaration and attaching a package of documents to it

There are homeowners who directly refuse to pay for overhaul, because they do not understand where this money is going. And there are those who, for some reason, do not know whether they have this debt. Penalties for debt in any case will be the same

In collective or labor agreements with employees, you can establish additional payments for overtime work of any size, based on the minimum rate. The remuneration system stipulates that the accountant will calculate the additional payment for overtime work according to the following formulas

At the beginning of 2014, the taxation system in the Russian Federation underwent some changes. So, in the process of filling out tax returns together with the familiar OKATO code, now it is necessary to enter OKTMO, but there is still little information on how to find it out

Every entrepreneur asks himself the question of how to calculate the price of a service. After all, consumer demand will completely depend on this, and, consequently, earnings. Instructions Step 1 To calculate the optimal price for the services you provide, you need to determine their cost

A housing subsidy is provided to all citizens of the Russian Federation who spend more than 22% of their total family income on utility bills. The subsidy is provided not only to homeowners, but also to tenants of state municipal premises. To provide a subsidy, you need to contact the department of social protection of the population at the place of residence

According to statistics, most Russians do not know how to save on food and spend 60% of their salaries on groceries and snacks in public catering. It turns out that food is the largest expense item for the entire population. But, if you choose the right dishes, you can easily cook tasty and economical

The current legislation as of 2011 does not provide for the purchase of a car for maternity capital. Of course, in many regions, maternity capital cashing services are offered, after which it can be used for any purpose. But we must understand that they are not only not free, but also illegal

The introduction of maternity capital has become a significant help for many families with children. Nevertheless, from the very beginning it became clear that spending this money was not so easy. A limited list of purposes for which these funds can be spent was introduced

According to the Housing Code of Russia, the tenant of housing, as well as family members living with him in the same area, can be evicted if the rent arrears exceeds six months. To prevent this from happening, the home owner who has accumulated such a debt must know how to pay off it, avoiding negative developments

“A rich person is not someone who has a lot of money. The rich is the one who has enough for everything,”says popular wisdom. But for some reason people continue to count every penny, go into debt and take out loans. To get out of the situation of constant lack of money, you must get rid of some of the habits of the poor person

The definition of net cash flow is used in the analysis of the financial condition of the company. This indicator is calculated at the end of each reporting period and characterizes the difference between the receipt of funds and their spending

There are two options for repaying a loan: using annuity and differentiated payments. The lending market mainly offers banking products with annuity payments. Banks offer a differentiated interest calculation scheme only for long-term loans

Everyone has lent someone at least once in their life. However, some have faced situations when the debtor, for certain reasons or without them, refuses to return the amounts taken. In order to get out of this situation calmly, you need to remember a few basic principles

The availability and instantaneous processing of a loan leads to the fact that the number of debtors on its payments is growing. The question of how to prevent the emergence of debt can be answered in monosyllables - to avoid delays in repayment

Variable costs are one of the types of total costs, the volume of which depends on the volume of products produced. The key sign of attributing costs to variables is their absence when production stops. It is necessary Information about the volume of production of the enterprise, directions and volumes of costs

Material costs represent a part of production costs, costs of ongoing activities of production of products, services and goods, which includes: costs spent on raw materials, basic and additional, auxiliary materials, energy, fuel. Instructions Step 1 Material costs are determined using the following formula:

Every business has fixed and variable costs. The break-even point is the point at which there is no profit, but fixed costs are recouped by the profit from the sale. In this case, people receive salaries, all bills are paid and the business is running successfully, although the owner has no profit yet

Today, the most common and reliable document confirming the income of an employee is a 2-NDFL certificate. Its form is unchanged and approved by legislative acts. Without a certificate, it is almost impossible to get a loan of any form, to issue guardianship or to travel to foreign countries

Variable costs are types of costs, the amount of which can change only in proportion to the change in the volume of production. They are contrasted with fixed costs, which add up to total costs. The main feature by which it is possible to determine whether any costs are variable is their disappearance when production stops

Starting in 2016, it will be costly to accumulate penalties for non-payment of utility bills. According to the latest legislative amendments, penalties for late payment of utility bills will significantly increase. Since 2016, amendments to the Housing Code will come into effect, which, among other things, will increase the amount of penalties for late paid receipts for gas, electricity, heating and water

In the case of a child living with one of the parents, the second is obliged to regularly pay the allowance. If the alimony for some reason has ceased to be credited to your account, payments can be resumed on a completely legal basis. It is necessary - performance list

The obligation of parents to support minor children is enshrined in the Family Code of the Russian Federation. Maintenance in the form of alimony must go to the account of the second parent in favor of the child from the defendant in a timely manner

You can often hear from housewives complaining that a lot of money is being spent on food. This is usually due to the fact that we buy and spend products in the same wrong way. Here are some basic tips for saving, but gradually, guided by them, you will find a lot of your own little secrets of family budgeting