According to the Housing Code of Russia, the tenant of housing, as well as family members living with him in the same area, can be evicted if the rent arrears exceeds six months. To prevent this from happening, the home owner who has accumulated such a debt must know how to pay off it, avoiding negative developments.
Instructions
Step 1
There are several ways to solve the problem. First, find out if you are eligible for a utility subsidy. The subsidy can significantly reduce utility costs.
Step 2
Contact the housing and communal services employees with a requirement to provide you with the total amount of the debt, including penalties. In addition, find out what services were provided during the period for which you did not transfer funds, as well as their cost. So you can exclude from the debt unnecessary payments for work not carried out.
Step 3
Draw up a debt restructuring agreement so that you can pay off the entire debt in several stages. If you are eligible for a subsidy, you will definitely need this debt plan when you receive it.
Step 4
If you were able to agree with the utilities on the partial repayment of the debt, pay first the amount of interest that has accumulated by this time, and only after that proceed with the payment of the main debt. Due to the fact that penalties are not re-charged on the balance of the debt, you will be able to repay the entire amount with minimal monetary losses.
Step 5
If you inherited an apartment with a very large rent debt, then you will have to pay only the amount that has been accumulated over the past three years. This is due to the fact that the statute of limitations for utility bills is only three years. To start paying off part of the debt in three years, divide the total amount owed by the number of months of repayment.
Step 6
If the area of your apartment is very large, and the rent arrears are huge, exchange it for a smaller one with a surcharge. With the difference from the sale, you will be able to pay off your debt. So you get rid of debt and get new housing, the content of which you can master.
