Anyone who takes a loan from one of the banks runs the risk of getting into a difficult situation if, due to unfavorable circumstances, he cannot repay the debt on time. Today, many citizens have loan arrears, so what should be done in this case? Is it possible to repay the loan after all?
It is necessary
- - cash;
- - exposure;
- - calmness;
- - support.
Instructions
Step 1
If the loan payment deadline has come, and you cannot pay it off (for example, you lost your job), family problems or other troubles - do not wait for the collectors, call the bank yourself, but rather visit the bank yourself and explain the situation. Some banks can meet their customers halfway and offer solutions to the problem.
Step 2
If you were away and, upon returning, found a receipt of a loan debt from a bank in your mailbox, do not panic, pull yourself together and follow point 1 of this instruction.
Step 3
Have you visited a bank where you were provided with a deferred payment, but when the next payment deadline came, there was no money again? There is only one way out - to look for money.
Step 4
Call friends, acquaintances, take out a short-term loan or loan from another financial institution. Fortunately, there are plenty of such companies and private banks now. You can get money without pledges and guarantors for the minimum number of documents.
Step 5
Having on hand an amount of money sufficient to pay off the loan debt, you can safely cover it by transferring the amount of money to the bank account specified in the contract in any way convenient for you. This can be a cash deposit through the cashier of your bank, through an ATM, or in another way provided by your bank.
Step 6
In the event of a complete refusal to pay the credit debt, be prepared to go to court and resolve your issue in the appropriate manner. The court may oblige you to pay the debt, or you will have to part with real estate, a car or other existing property.
