Redefine your approach to your own finances with a few simple tips!
Optimize your expenses. Of course, it is not pleasant to do home bookkeeping, but think about the fact that by organizing your expenses, you will once and for all forget about the exclamation: "Why did I buy / bought this!" It will also cut down on "waste": for example, how much do you spend buying coffee, gum or soda every day? Calculate, and the amount will surely surprise you! But it can be spent with much greater benefit.
Save money on shopping: There are many ways to save money on shopping. First of all, think about what you can buy in second-hand or rent. The latter is especially true for outfits for various celebrations.
Master online shopping (if you haven't done it yet, of course): firstly, it saves a lot of time, and secondly, the necessary thing can be bought many times cheaper!
When you come to a regular store, be aware of the tricks of the sellers, so always take a shopping list with you. Detail what you want to buy: you do not need a "handbag for the summer", but a "white roomy bag with a price of about 3000 rubles", otherwise you risk buying a bright red ultra-fashionable reticule for 8 thousand, which will then gather dust somewhere on the mezzanine, since there is absolutely nothing to wear it with and nowhere to go.
One last thing: take advantage of the "two for the price of one" offer. If you only need one thing, do not hesitate to take a relative or friend with you to the store, and simply divide the amount in the check in half!
Be resourceful at home! Did you know that you can clean lacquered furniture with ammonia? So why spend money on expensive polish? You can also forget about buying special garbage bags: this is literally money thrown into the trash heap! Take advantage of the regular bags in which you bring groceries from the store.
You can think of a lot of such tricks, especially using the Internet. Believe me, they will help you save money!
Try to do everything yourself. If possible, of course: it's probably not worth repairing the wiring yourself. But with a twist of a dripping tap, if desired, even a gentle young lady can handle: she will borrow the keys from the neighbors and ask her father's advice!
Watch yourself. Remember that treatment in our time is very, very expensive, so you should not neglect your mother's advice and go without a hat in winter.
Save on communications. Ordinary SMS will successfully replace Internet messages, and it is much more convenient and more economical for relatives throughout Russia to make Skype calls!
