It is generally accepted that the crisis is the time for tightening the belts. However, if you strictly adhere to a number of recommendations and learn how to properly manage money, the devaluation of the ruble will not affect the quality of your life in any way.
Instructions
Step 1
First of all, instead of going to your usual hypermarket, go around as many stores as possible and compare prices for the same goods: they can differ dramatically, even several times.
Step 2
Make lists and keep a book of expenses. A lot of money is spent on all sorts of little things. Psychologists even recommend grabbing a bite to eat before going to the store so that there is no temptation to spend money on some nonsense, like a chocolate bar. While in a store, feel free to use the calculator on your phone.
Step 3
Buy fruits and vegetables in the markets: prepackaged from supermarkets always cost more. And greens can be grown at home on the windowsill.
Step 4
Pay attention to the fact that the import component is present in almost all Russian-made goods: imported equipment, imported feed and fertilizers, imported packaging elements - all this significantly affects the price, therefore, with the growth of the exchange rate, the cost of Russian goods increased significantly. Output? Switching to domestic products does not necessarily help to significantly save money.
Step 5
Look for analogues of expensive drugs. Enterosgel does not fundamentally differ from simple activated carbon, and Linex can be replaced with bifidumbacterin.
Step 6
Save on electricity. Turn off the TV when not watching, put it in power saving mode, if this feature is present. Use a regular kettle instead of an electric one. Turn off the lights behind you when you leave the room. Do not leave appliances in sleep mode - in this state they also consume some energy.
Step 7
Do not disdain second-hand shopping. They are completely different, and not everywhere offer nondescript rags. Sometimes you can find completely new things in them - sometimes even with tags. Also do a revision of your wardrobe. Determine what you really need to buy and what can wait until better times.
Step 8
Give up bad habits. Cigarette prices are rising - it's time to give them up. The same can be said for alcohol.
Step 9
Chat more often on the Internet, save on phone calls and SMS. Download any mobile messenger for yourself: with its help you can exchange messages all day long - and, moreover, completely free of charge (not counting Internet traffic).
Step 10
You can save a lot on cosmetics, especially care. A special reusable napkin will replace milk or tonic for removing makeup, and you can make an organic body scrub yourself, fortunately, millions of recipes are posted on the Internet.
