In life, a situation may arise when, due to various circumstances, it will not be possible to return the borrowed money within the promised time. In this case, you need to either re-borrow the required amount, or take it out on credit.
It is necessary
- - passport;
- - certificate from the place of work.
Instructions
Step 1
If you are officially employed or have a certain income, get a bank loan. Gather information about how much money a particular bank can provide, and at what annual percentage. Pay attention to the terms of the loan. In some banks, it is given only with the guarantee of other persons, but in most cases this nuance depends on the requested amount of money and the term of the loan. You can get such information on the official websites of organizations, or by visiting them. Analyze all the information and choose the bank and type of loan that suits you. After that, collect the necessary documents, a list of which can be obtained from the bank, and submit them to the credit department. Having considered them, the bank will give you a positive or negative answer to the requested loan.
Step 2
Withdraw money from your credit card. Many banks create credit cards for their clients in advance for a certain amount, which can be used at any time. If you have been notified of the existence of such a card, come to the bank, receive it and withdraw the required amount of money. A credit card is the same loan, but with a simplified procedure for obtaining it and a grace period during which you will not pay interest to the bank.
Step 3
Use the services of private firms that lend money for a certain period and at interest. Today there are quite a few of them. Typically, such firms provide loans from 10,000 to 300,000 rubles. It all depends on the amount of funds available. In order to get a loan from a private person, provide them with a passport and write a receipt in which you will oblige yourself to return the borrowed amount along with interest on a specific day.
Step 4
Be careful. Even in a completely hopeless situation, do not use the services of unknown banks, let alone private individuals. This can further aggravate the financial situation. And be sure to keep all receipts and receipts for payment.
