There are many offers from various banks to issue a loan to the unemployed, but in practice, the conditions provided, to put it mildly, are unfavorable for the lender. But there is always a chance to find a decent lending program, which will still be able to get the right loan on acceptable terms.
It is necessary
Passport or any other identity document
Instructions
Step 1
Today, a great many banks provide loans to the unemployed, but getting them is quite difficult. When trying to get a loan, first of all, it is worth taking into account that it will have to be repaid somehow.
It is best to take a loan from organizations, because banks are difficult to give loans of this kind, charging very high interest rates. You can find out about the services offered by organizations on the Internet or directly at the company's office. Before applying for a loan, you should thoroughly calculate all the parameters - loan term, interest, required amount, monthly payment. It is worth weighing the pros and cons, as well as analyzing in advance the possibility of paying the amount without delay.
Step 2
If the received figure is quite satisfactory, you can go to the website of the selected company and send an application for a loan. Almost any, more or less serious loan organization has such a service. After completing the application, it remains to wait for a call from a company specialist.
Step 3
There is another option for obtaining a loan. Many banks provide express loans for the unemployed. These are a kind of credits of trust, where you do not need any help from the place of work. It is enough to come to the bank office with a passport and fill in the necessary forms. No certificates from the place of work are required. However, you should pay attention to the fact that express loans are given for a fairly short period, for which you will need to pay the due amount. Otherwise, the bank may impose sanctions, and this will affect the credit history. However, an express loan at the same time is characterized by a relatively small loan amount, which will actually be repaid in a short period of time.
