It is unprofitable for VTB bank cardholders to withdraw cash from other ATMs, since they have to pay a commission for transactions carried out in a “foreign bank”. Therefore, it is best to use the services of VTB partner banks, since cooperation with them does not hit the wallet of the card holder.
Plastic cards have become part of the life of a modern person. With their help, you can pay for purchases, make transfers and payments, perform cash transactions. But it is not always convenient to withdraw cash, since when using an ATM of a “not your” bank, you will have to pay a certain commission for this service. To save your own funds, it is best to use the terminals of your bank or banks that your financial institution interacts with. This rule applies to all bank cards, so it would be useful to find out what partners the bank has. They appeared thanks to the merger of a number of banks, which decided to expand the service area and thereby make life somewhat easier for their clients and help them save their own funds.
It is useful for VTB cardholders to know at what other ATMs they can withdraw cash from the card without commission and take advantage of other bonuses.
The financial group of VTB 24 partners includes:
- PJSC "Bank VTB",
- PJSC "Post Bank",
- PJSC VTB Bank of Moscow.
Today VTB also cooperates with such banks as:
- Summer Bank,
- TransCreditBank,
- VneshtorgBank.
- These banks provide their customers with cards of the VIZA and MasterCard payment systems.
It is also important to know that VTB has its branches in a number of other CIS countries. Holders of VTB cards can use their plastic "wallets" in Armenia, Ukraine, Kazakhstan, Georgia, Belarus, Azerbaijan. Clients of these countries can receive the services of VTB Bank on the same terms as in Russia. You can find the nearest or the most convenient bank branch for the client using a special service on the official website of VTB 24.
But at the same time, it should be remembered that it will not be possible to cash out funds from cards of the MasterCard payment system. You can withdraw them only on the territory of Russia or using ATMs of the VTB 24 network. More opportunities are provided to holders of plastic cards of the VIZA standard. You can withdraw cash from VTB cards in Georgia, Armenia, Kazakhstan, Ukraine, Belarus and Azerbaijan. In other countries, withdrawals are only available in local currency. You can withdraw cash in rubles only with the help of Russian ATMs.
In addition to the partners with whom VTB Bank works, you should be aware of the established restrictions on the withdrawal of funds through ATMs. So, the Bank of Moscow and VTB Bank allow you to cash out from a card an amount of no more than 150 thousand rubles. At the same time, the number of issued bills cannot exceed 30 pieces of any denomination. In ATMs of Post Bank PJSC, the maximum amount of funds withdrawn from a debit card is 100 thousand rubles.
When using terminals of VTB Bank, PJSC Post Bank and Bank of Moscow, no transaction fee is charged. When withdrawing cash from ATMs of other commercial companies, a commission fee is charged in the established amount from the VTB client card. Each bank has its own.
