Bank "Unicredit" has entered into an agreement with other financial institutions, which implies the unification of ATMs into a single network. Clients get the opportunity to withdraw and deposit money on the card without commission, and the banks themselves - to expand the region of their presence and increase consumer loyalty.
Credit card holders not issued by the largest banks often find it difficult to find the right ATM. Sometimes you have to withdraw money from the devices of other banks, because there are no issuer points nearby. In this case, you will have to pay a commission. Moreover, the amount can be double: both the "native" bank and the owner of the ATM will be charged. Thus, UniCredit sets a commission for withdrawing cash from other ATMs at a rate of 1%. In this case, the total amount of the overpayment will be at least 300 rubles, regardless of the number of bills withdrawn. Therefore, it is completely unprofitable to withdraw small amounts for everyday needs.
For the convenience of its clients, UniCredit has entered into a partnership agreement with other financial institutions. A single ATM network allows you to withdraw and deposit money to the card without commission and additional payments in any device of these banks.
UniCredit partner banks: cash deposit
UniCredit customers can withdraw cash without additional commission at ATMs of the following financial institutions:
- Raiffeisenbank JSC;
- OJSC Moscow Credit Bank (MCB);
- PJSC Bank Uralsib;
- B&N Bank.
The ATM networks of these organizations are united by cash withdrawal operations. B&N Bank was the last to join the agreement - this happened in 2017. Partner-issued cardholders can also withdraw money from Unicredit devices at no additional cost. Limits and maximum amounts are set by issuing banks, but not more than 150,000 rubles.
All other transactions at Binbank ATMs are charged in accordance with standard terms. Each transaction will be charged a commission in the amount of a certain percentage. The larger the amount, the lower the commission percentage.
As a reminder, UniCredit Bank clients can also withdraw cash without additional commission from ATMs of partner banks in Russia.
In devices belonging to Uralsib Bank, you can withdraw only 6,000 rubles for one operation. MKB has set a limit of 25,000 rubles per day. Raiffeisenbank allows you to withdraw money in an amount not exceeding RUB 150,000. Funds in excess of these limits are charged with a commission. UniCredit has set its size at 1%, but ATM companies may impose additional fees.
In total, the ATM partner network has nearly 6,000 devices across the country. Customers of any of the banks that have entered into an agreement can find a convenient point near their home. Before using, find out about the current tariffs and check the UniCredit Bank website.
The partner network is constantly expanding, new devices appear.
