Although credit and debit cards have become an integral part of Russian life, many people still fear losing the money they hold. This is especially true of the older generation. However, a few simple rules help keep your account savings safe.
You can not dictate to anyone the numbers and words printed on the surface of the card. Even if someone called and introduced himself as a bank employee. And giving other people your card in their hands is also dangerous. Card number, expiration date, owner's name and three numbers on the back - all this is enough to pay for purchases on the Internet with your card. The PIN-code issued together with the card cannot be recorded on the card itself or stored with it. If thieves pull them out, they can easily cash out all the money at the first ATM.
When using an ATM, be sure to cover the keyboard with your free hand and block the screen with your body. And if a stranger is rubbing behind his back, it is better to let him go forward. Otherwise, there is a risk that he will look at the PIN-code. ATMs in uninhabited places are poorly suited for transactions with them. Such devices are often equipped with fraudulent equipment that memorizes your card details. Then the criminals make a duplicate and withdraw money from the account.
It is important to connect an SMS alert service or an online bank in order to immediately see the movement of your money in your account. It is useful to set a limit on withdrawals within 24 hours. Even if the card disappears and is not blocked, criminals will not be able to use the money. To pay for online purchases, it is good to have a separate card and transfer to not exactly as much money as is needed for a certain operation.
