Using bank cards can not only make life easier by eliminating the need to carry stacks of cash with you, but also make it harder if you find yourself the victim of a scam. To keep your funds with you, you should be very careful not to fall for the numerous tricks of the attackers.
Instructions
Step 1
Store your bank cards and PIN codes in different places. This will prevent criminals from gaining access to your funds if they steal your wallet. It is safest to keep the codes in memory, but if it is difficult to do this, bank cards and records with codes should at least be kept in different pockets and in no case should be stored in the same wallet.
Step 2
Do not let employees of restaurants or shops withdraw money from your bank card out of your sight. It is necessary to control this procedure, otherwise you may not only be charged double funds, but also copy all the information necessary to make a duplicate.
Step 3
Block your bank card if you lost it or if it was stolen from you by intruders. To do this, you need to call the bank where you received the card and report the incident. To block the card, you must remember a special code word, which you will need to call to the bank employee.
Step 4
Avoid using ATM machines located outside. The safest way to carry out transactions with money using terminals installed inside banks. If you need money urgently, you should at least choose an ATM that is equipped with a video surveillance system in order to reduce the risk of a criminal attack. Be sure to make sure that there are no suspicious people nearby trying to see the PIN code you are dialing. Cover the keyboard with one hand while dialing the code with the other.
Step 5
Study the ATM itself carefully before withdrawing money with it. It often depicts what the original keyboards and card readers look like. If the criminals have installed a fake one on top of the real keyboard, with the help of which they recognize the entered codes, you will be able to identify the substitution. Sometimes criminals break into ATM software, so in order to protect against fraud, it is better to find another terminal if your terminal behaves unusual, reboots and does not respond to key presses for a long time.
