Bank cards have become part of our life, progress does not stand still, and the safety of using the card raises a parallel issue along with their use. It can be ensured by following simple rules.
Cards have a great advantage over cash, and also have a fairly large functionality. For example, in addition to the usual cash withdrawal from an ATM, you can also pay by card non-cash in stores, various payment terminals and on the Internet, confirm tickets and hotel reservations, and much more. How to protect cards from fraudsters?
Do not keep the PIN code next to your bank card and do not share it with anyone. Better to remember it altogether and throw it away. Or, if you are afraid to forget it, then write it down in a place inaccessible to others.
Do not allow your data on the maps to be accessible to third parties (including cameras). This data is enough to commit fraudulent actions on your card. If the data has become available to someone, then the card should be blocked and the card reissued. Thus, you save yourself from fraud.
If you lose your card, you need to block it as soon as possible.
Do not entrust your bank card to anyone. People who are in your trust can use your card or your data for their own selfish purposes.
When paying for goods or services in shops or other places (hotels, restaurants, cafes), do not let your card go out of sight. Better go yourself to the place where the card will be read for payment.
When using the card on the Internet, you should observe the following: go only to the official websites of companies and organizations, as well as before entering your data, make sure you have a good anti-virus program.
Nowadays, SMS fraud is very common. Scammers send out provocative messages that awaken people to action. Before doing anything, take it easy, do not rush to do what is written in the message. Analyze the situation.
Remember that the bank in SMS does not ask you to provide additional information by phone, card number, pin code, and other data, does not ask you to perform certain actions.
To withdraw cash from ATMs, make sure there are no foreign objects or other strange equipment. It is believed that the most secure ATMs are those located in bank offices. There is the least likelihood of having fraudulent equipment at the ATM. Always cover the keyboard with your other hand when entering your PIN.
Remember that by following these simple rules, you will ensure the safety of using your bank card and will be able to protect yourself from money fraud and not succumb to provocations.
