There are several types of bank plastic cards: credit and debit, premium and standard, registered and unnamed. The latter are also called instantaneous.
Plastic cards are very convenient for their owners. They can be used at any time and almost anywhere, make purchases, pay for services in any currency. However, such cards have a drawback - it takes about ten days to reissue them.
And there are situations when it is impossible to wait, for example, the client has a trip or a business trip abroad. In this case, you can issue an instant unnamed bank card.
What are the advantages of such a card?
- the registration process is very fast - about 30 minutes;
- it is enough to show only a passport;
- the card can be used immediately after registration;
- low maintenance cost;
- you can use it like a regular personalized card: withdraw money from an ATM, pay in stores and on the Internet.
But there are also disadvantages:
- not everyone can get an unnamed credit card: banks prefer to issue them only to solvent verified borrowers who took out a loan from them or made a deposit;
- abroad, not all ATMs service unnamed cards;
- low safety of use: there is no information about the owner on the card, therefore in case of loss, the card must be immediately blocked, the person who found the card will be able to easily pay it in stores or on the Internet.
It is obvious that the instant card has more advantages. But, when you do decide to design it, do not forget about the cons.
