Sberbank is the largest credit institution in Russia, offering its clients broad financial opportunities. One of them is "Autopayment" - the function of automatically debiting funds from the account to pay for various services.
Currently, the key features of banking services are mobility and automation. With the development of the Internet and computer technologies, it became possible to significantly simplify various financial transactions, and in some cases even exclude the participation of clients in them. It is for this purpose that the "Autopayment" service from Sberbank was developed.
Almost every second client of the bank uses mobile banking, as well as the Internet service "Sberbank Online", which have special settings that allow you to set the automatic execution of payments at a specified time. It is enough to activate "Autopayment" in a special section to get various possibilities of the service. These include:
Automatic replenishment of the mobile phone account. "Autopayment" allows you to determine at what intervals and in what amount the funds will be debited from the bank account, thanks to which the client will be able to constantly stay in touch.
Automatic payment for housing and communal services. In the menu of the "Auto Payment" service, you can set the details of the management company and set the amount that will be debited from the account on a monthly basis to pay off the corresponding debt.
Automatic payment for the Internet and other types of services, acting in the same order: the client selects a service from the list, sets the amount of money and the time intervals after which it will be automatically debited from the account.
The Auto Payment service is being improved annually, and recently the ability to automatically transfer funds to budgetary organizations, including the State Traffic Safety Inspectorate, the Pension Fund, kindergartens, etc. has been added. In addition, you can easily repay loans from Sberbank and other Russian banking institutions.
The great advantage of the "Autopayment" service is that its connection is convenient and free. In addition to using the Sberbank Online service, you can connect it through numerous branches and payment terminals of Sberbank. You can also deactivate the service at any time and completely free of charge.
The client will be notified of the upcoming debiting of funds by means of an SMS message, in advance, arriving at the mobile number attached to the account. The bank also notifies about the write-off in case of successful completion of the procedure, so you can conveniently monitor the state of the bank account.
Among the disadvantages of the service, one can single out only the presence of a commission for making automatic payments. It is provided only for certain types of payments, including utilities, mobile services and the Internet. The commission does not exceed 1% of the payment amount.
