Not all people are happy with bank loans. I just don't want to have debts. And some do not meet the high requirements of banks for obtaining long-term loans. In either case, you have to think about independent savings for an apartment. Whether this is possible depends on proper planning. It is the plan that can give hope for success. He transforms the bubble of dreams into a well-cobbled ladder of success.
Instructions
Step 1
Find out the cost of your dream apartment. Go and see.
Step 2
Determine an acceptable number of years. Tune in to save for as long as you think is reasonable.
Step 3
Create a strategic stock. With your current income level, you may not be able to do anything. You need a breakthrough, you need to raise yourself to another level where you can have income that matches your plan. This leap will take time, during which you need to be sure you can pay the bills and not go into debt. The stock can be made up of both cash savings and real things. Make a list of household "supplies". For example, it is washing powder, soap, and other items without which life is impossible. Make sure that you have a stock of all the things from the list for some time in advance. This will allow you to calmly go for global life changes.
Step 4
Find people who earn enough to fulfill your goal. Think about what they do. If the business appeals to you, set a goal to learn this and earn an apartment.
Step 5
Become a student. With a strategic headroom, you can afford it. You will not be intimidated if at first there is no income. Since there is nowhere to retreat, you will do your best to achieve success.
Step 6
Raise your own level. Soak up everything you can from mentors.
Step 7
Follow the plan for buying an apartment. As you increase your income, don't forget about your initial goal. Continue to live humbly until your dream comes true.