All books and articles on money and savings say that you need to save money, usually 10 - 20% of income, in order to become a financially successful person. But not always and not everyone succeeds for a number of reasons. However, there are many ways to save up for a dream without noticing yourself.
Instructions
Step 1
The most famous way to accumulate a certain amount is to start a piggy bank and put change in it. Of course, we are not talking about coins worth 10 kopecks, but, for example, 5 or 10 rubles. If you often have to pay in cash instead of with a bank card, then there is often a small change in your wallet that can be dumped into a piggy bank. Thus, in a short period of time, you can accumulate a certain amount unnoticed for yourself.
Step 2
Another way is to save a small amount every day. Everyone chooses its size independently. It happens that it is difficult to immediately postpone the notorious 10% after receiving income. It seems that this amount is great. But sometimes, if you divide it by 30 days, it turns out that you only need to give up 1 cup of coffee in a cafe or a pack of cigarettes. And this small amount can be saved daily or transferred to a special account.
Step 3
You can create a dream box. Any box, even from under the shoes, can be beautifully decorated, pasted on it with various pictures that will remind you of your dream: paradise islands, a car, an apartment. And use it as a piggy bank, or add a certain amount to it every day, or put a part of each income there. Such a box must be placed in a prominent place so that every day it reminds that the goal is achievable, you just need to try a little. Of course, this method is suitable for small savings. It makes no sense to save more than 5-10 thousand rubles in it. But you can periodically withdraw the accumulated money from it and transfer it to a bank account.
Step 4
Some banks offer a service in which a certain percentage of your card spending will be transferred to a special account. You yourself determine the amount of interest, the maximum amount of a one-time transfer. Thus, every time you pay with a bank card, a small amount is debited from your current account and transferred to a special one. Since we are talking about a small percentage of the purchase, these expenses are not so noticeable, but they give a visible result in a short time.
Step 5
Another interesting way to accumulate invisibly is to postpone the amount of discounts. Many stores now offer various discount and bonus cards. As a rule, the size of the discount is small, usually 3 - 10%. The money saved can be put into a piggy bank or a special account. Those. pretend that you have purchased the product at full price, without a discount. This is similar to the previous method, only in this option you will have to save the required amount yourself.
