Have you been dreaming about something for a long time, but you don't have enough money to make your dream come true, and you have no desire and opportunity to take another loan? You can get closer to your dream in the old way - by saving money. It turns out that this can be done quite easily and simply.
The first thing to do is define your goal. There should be one goal. For example, you want to go on a trip to Europe. Keep this goal in mind in your head and imagine how happy you will be to embark on this journey. A well-defined goal will motivate you to do whatever is necessary to achieve it.
Now find out how much money you need to have in your pocket to achieve this goal. Soberly assess your earnings and determine how many months it will take you to accumulate the required amount of money.
Establish a strict amount that you will save from your earnings each month. For example, 20 thousand. And save this exact amount from your salary every month - no less. This will be your emergency reserve, from which you cannot take money except in the most extreme cases.
The rest of the money is what you will live on for the whole month. But it will be great if you have some amount left until the next paycheck. Do not waste it on small purchases, but attach it to your emergency stock.
If you want to have more money, you have to work harder. Think about where you can get additional income. Your head, your ideas, your skillful hands are all a source of money. The main thing is to skillfully dispose of everything at your disposal. When you start getting extra money, put it in your emergency supply.
Ask loved ones to give you gifts with money. This way, your emergency reserve will be replenished with additional funds, and your relatives and friends will also contribute to the fulfillment of your dreams.
Do not keep emergency supplies on the card. It will be very difficult to resist the irresistible urge to buy some trinket, spending only two thousand from your supply. And if these two thousand are securely attached along with the rest of the stock at home, away from shops and boutiques, it will be much more difficult to spend them.
At the same time, do not forget to indulge yourself sometimes with small and pleasant purchases. This will help you not to get depressed from a constant job, where you receive a salary, from which you save a certain amount, and spend the rest only on the essentials. Small purchases will dilute these unpleasant sensations.
