Do not buy, do not spend, do not spoil - these are the basic principles of saving. How sad and joyless it is when you have to take such drastic measures. But, nevertheless, sometimes you have to save.
In fact, things may not be so tragic if you approach this issue wisely. You can save money imperceptibly for yourself, gradually introducing some rules into your everyday life.
Rule number 1: save on transport
It is not always wise to give up the use of vehicles, just as it is not always wise to use them all the time. Of course, there is no need to travel 10 km a day, but walking a stop or two is very useful. Both for health and for the wallet. As an experiment, you can record your travel expenses for at least a week. Summing up the results will be an unpleasant surprise. Where it is easy to do without transport, a taxi is used out of habit. And this is a lot of expenses.
Rule # 2: to the store with a list
Spontaneous purchases are an abyss. The lion's share of the money is spent on unnecessary, often completely stupid things. Instead of skimping on the quality of things, it is better to reconsider their quantity. And before going to the grocery store, you need to make a list of what you need to buy. Thus, you can hedge against unforeseen expenses.
Rule number 3: refusal of semi-finished products and fast food
Not only does it take away health, but it also costs prohibitively. Absolutely unreasonable spending, from the category of "sores for their own money." It is not known what it was molded from and on what it was fried and steamed. As a rule, the price of semi-finished products does not correspond to their quality. It is much more profitable (at times!) To make the same dumplings and cutlets yourself and put them in the freezer until the occasion. It just seems like it takes a long time. And there is nothing to say about fast food. With a strong desire, a hamburger can be prepared at home using quality products.
Rule # 4: home beauty salon
Most of the procedures, such as manicure, pedicure and hair removal, can be done at home. Cheaper, faster and guaranteed safe. Of course, it's better to cut your own hair and not try, but you can dye your hair at home by calling your mother or girlfriend for help. It is also easy to do this with your own hands, and the savings are significant.
Rule # 5: read online
Love for books cannot be replaced by an electronic version. The book will always be relevant, no matter what they say about printing. And I don’t mind the money for a good publication - these are justified spending. But getting by with the electronic version of the magazine is much wiser than buying it. A good gloss costs at least 80 rubles. What if it's not the only magazine a month? It's good if it is readable, otherwise it often lies just like that, skimmed once. So why not do it online? And if you can't do without your favorite magazine, then it is much more profitable to subscribe to it.
Rule # 6: Giving Gifts
Yes, gifts, not money. Giving money can be expensive. You can't put less than five hundred rubles in an envelope - it's not convenient. But you can make a good present for a smaller amount. In addition, the gift is memory and attention. Especially if it was bought with soul and taking into account the needs of the person to whom it is intended.
Rule number 7: relax in nature
Theater, cafe, bowling or billiards are all good, but expensive. During the period of acute savings, you can also refrain from going to clubs and shops. You can have a good rest in nature at any time of the year. Moreover, to really relax both soul and body, and not create the appearance of relaxation. After forays into nature, vigor, strength, and health appear, and blues and depression themselves recede. So you can also save on vitamins.
Rule # 8: choose health
Avoiding cigarettes and alcohol is the surest way to save money. Win-win and important. It is on the satisfaction of bad habits that almost half of the salary is spent. And in fact, by abandoning only them, you can save a huge amount of money annually. Even if you don't buy cigarettes for a month, money will be significantly added to your wallet. And buying yourself what the Ministry of Health warns about is the height of madness.
You can save money easily by limiting yourself in unreasonable spending. Moreover, if you look at it, some things are not just unnecessary - they need to be excluded on purpose.
