Investments 2024, November

If you are planning a major overhaul of your apartment, then you will have to turn to professionals. In this case, many construction and repair companies provide their customers with estimates free of charge, which list the composition and cost of all forthcoming work and materials used

Maternity capital is indexed every year, and its amount has only increased in recent years. In 2012, the amount of maternity capital is 387,000 rubles. It can be spent only for the purposes defined by the current regulations. Instructions Step 1 It is possible to use maternity capital for one of its direct purposes only 3 years after the birth / adoption of the second and subsequent children

The rules for making payments for pregnancy and childbirth are established by Law No. 255-FZ of December 29, 2006. Employers are obliged to make payments on sick leave for pregnancy and childbirth. These funds must then be reimbursed from the funds of the FSS of the Russian Federation

In a saturated market, sellers are constantly inventing new ways to attract buyers. For this, various marketing moves, discounts and payment by installments are being developed. In an effort to attract the attention of customers and buyers, sellers and manufacturers provide them with the most favorable conditions for their purchase:

Each family is obliged to make monthly payments for utilities, but if the amount on receipts exceeds ten percent of the total family income, the difference between them is covered from the state budget. Residents of the city of Moscow are provided with a subsidy in accordance with the decree of the Government of Moscow dated 19

Today, it is rare to find families that have not been affected by the economic crisis at all. How can you learn to cope with this difficult time with dignity so that the family budget does not suffer much? Instructions Step 1 If you lose your job during the economic crisis, then do not lose confidence in your abilities and do not sit idly by

After the divorce between the parents, the question arises of determining the amount of alimony paid. The Family Code of the Russian Federation establishes the rules and procedure for withholding alimony, which can be determined by mutual agreement or on the basis of a court decision

Today's popular author Robert Kiyosaki understands by assets everything that brings income to a person, and by liabilities - that which takes money from you. What is needed in order to acquire these very assets? Instructions Step 1 There is one most important rule:

Which of us doesn't want to be wealthier? Our income depends on ourselves - on how much we earn and how we manage our money. In order for money to always be found, it is worth paying attention not only to career growth, but also to developing a rational attitude towards money and the very process of earning it

There is an opinion that saving is a necessary measure, necessary only for those whose incomes are very low. But even very wealthy and successful people count their spending and investments. Especially if capital had to be cobbled together from "

Maternity capital supports Russian families; it can be spent for various purposes that are clearly spelled out in the legislation. If the goal is the education of a child, then the question arises: what steps should be taken to use maternity capital for study

Unemployment benefit is paid to laid-off citizens and is determined based on their average monthly earnings. The Ministry of Labor annually revises the minimum and maximum amounts of benefits. To receive payments, it is necessary that two conditions are simultaneously met:

When the family budget is tight enough, you have to save. However, this should not be related to health. After all, money comes and goes, but you still can't buy health. Therefore, no matter how you are limited in funds, you need to try to eat healthy and varied

Every Russian family, in which a second (or more) child has appeared, starting from January 1, 2007, has the right to receive financial assistance from the state, which is called "maternal (family) capital". From January 1, 2011, the amount of maternity capital is 365 698 rubles

There are situations in life when you have to tighten the belt and save money, even if you didn't have to do this before. Tips on how to save money are generally useful to collect. You do not know at what point they can come in handy. Here are some tips on how to optimize your food expenses in order to save money for vacations, courses, large purchases, or just make it to your paycheck

Maternity capital is an excellent incentive for the birth of a second child. After all, the program provides an excellent opportunity to improve your living conditions or provide your child with an education. But more and more rumors about the curtailment of the program, and many families are afraid not to fall under its influence

Frequent crises in the country make people think about how to save money with a small salary. It is enough to follow a few simple rules in order not to feel discomfort in everyday life. Instructions Step 1 List your monthly costs on a piece of paper

To create your own capital is a goal that is quite achievable for any person. This requires not so much money as a desire to gain financial freedom, personal finance skills, and an understanding of the basic principles of creating monetary assets

Calculating the average income is quite simple, you just need to know exactly the amount of all cash receipts for the last year. The possibility of documentary confirmation of these income directly depends on the purposes of the calculation itself

In 2016, important changes will take place in the Russian pension system. The issue of pension provision is traditionally topical for Russians, since almost 41 million people receive pensions. Indexation of pensions in 2016 According to the law, pensions must be increased twice:

The problems of obtaining a bank loan have now become especially acute, and have also become a matter of survival for a large number of enterprises. In turn, many banks have become more cautious in lending. The most basic issue is the ability of the potential borrower to repay the debt

Many of us understand that the rich is not the one who earns a lot, but the one who knows how to save. So how do you learn to plan your family budget? Instructions Step 1 Let's say no to impulse buying. Loaded store shelves and pulls to grab some appetizing and beautiful little thing

Extortion is a crime in which the extortionist demands that material values or rights to property be transferred to him under the threat of violence or disclosure of information shaming a person. How can you protect yourself from a similar situation?

Money starts to run out, then ends to start … This phrase perfectly reflects the financial situation of most ordinary people. Last but not least, this is due to the inability and / or unwillingness to manage their funds. To control your expenses, first of all, you need to acquire a number of habits and rules

Modern living goods are expensive. Today we can unequivocally say that it is simply impossible to live on one salary. It is necessary to look for additional sources of income. Additional earnings options for everyone The Internet has long established itself as a reliable companion in additional income

As financial support for the birth of a child, families are paid a lump sum from the federal budget. It can be received by both the mother and the father of the baby within 6 months from the date of his birth. The right to a lump sum at the birth of a child is guaranteed to citizens of the Russian Federation, regardless of whether they work or not

At the beginning of the month there is enough money, but by the end there is almost no money left? If this is about you, then it's time to start keeping track of your family budget. It may seem to many that it is very difficult and will only be possible for the most scrupulous

By law, parents are obliged to support their minor children. Divorce often raises the question of alimony payments. There is an established procedure for legal support payments. If the debtor violates payments, then special measures can be applied to him

Maternity benefits in 2016 will continue to be calculated based on the woman's average earnings in the previous two years. From 2016, new limits will participate in the calculations. Maternity leave is granted only to employed women (and entrepreneurs insured by the FSS)

If your apartment is empty due to some circumstances, the question of how to pay utility bills, especially when living in another area, becomes very painful. But there are ways out of this difficult situation. It is necessary - a bank account, preferably with a client bank

Cargo transportation is an irreplaceable service, there is no need to argue. You can deliver everything to the right place and in the shortest possible time without causing harm to your car. There are a lot of firms that provide this service, the main thing is to choose a responsible one with professional loaders who can easily load and unload things without damaging any of them

Summer is ahead, the time of vacations, but you can't go to the sea from year to year. And all because your finances are singing romances. And here quarrels begin with loved ones, mutual claims. The husband claims that no matter how much money you bring, it will still not be enough

You can hide money from your husband in case of a divorce using the services of banks and with the assistance of relatives. You can prove that the amounts are related to your personal property. In such a situation, no one can claim them. When divorcing, questions often arise about how to divide the money correctly

The cost per square meter in Moscow is increasing every year. Therefore, buying your own home is often just a dream. However, if you make an effort, you can save up for an apartment. Instructions Step 1 Use all available ways to make money

2008 was declared the year of the family. During this period, many interesting initiatives were developed and announced. Some of them concerned the provision of additional assistance to large families. How tempting is the prospect of creating a large family in terms of state support?

Law No. 256-FZ, as amended on November 16, 2011, provides for payments to families with a second or subsequent child as a measure of state support. On the basis of this law, the PF RF issues a certificate for maternity capital. Its amount is annually indexed to the inflation rate

The financial well-being of some families is poor. This applies not only to people who do not want to work, but also to those who are quite busy at their main place of work. Unfortunately, there are salaries that are so low that they are only enough for the simplest products, or even not enough

When money is slipping through your fingers and you can't save money, then it's time to take a critical look at your financial habits. Analyze your mistakes, your own mistakes and draw conclusions for the future. The time has passed when the amount of insurance and pensions was completely dependent on the state

No matter how much you earn, you will definitely not have enough money for something. This is the opinion of people who do not possess financial management skills. In his book How to Get Things Done, David Allen recommends a specific income distribution system that covers all significant areas of life

From 2016, there will be changes to the standard tax deductions for children. They can be received by all citizens who have a child and receive income taxed with personal income tax. Changes in the provision of tax deductions for children in 2016 will affect primarily parents who are raising children with disabilities, and guardians, foster parents