Today, it is rare to find families that have not been affected by the economic crisis at all. How can you learn to cope with this difficult time with dignity so that the family budget does not suffer much?
Instructions
Step 1
If you lose your job during the economic crisis, then do not lose confidence in your abilities and do not sit idly by. First, make a list of all your skills - physical and mental. All of these skills are types of services that you can provide to other people in the labor market. To do this, also use the help of the state at the employment center, call your friends for help, send your resume to several employers every day. In fact, the situation has its positive side. Now there is time to think about what you really like to do and change your profession, having studied in the courses. Match your ability to make money with the demands of the present.
Step 2
Manage your money wisely. If there is not enough money to live on, then this means that you are spending it unwisely. Cut your costs - find where you can save. Switch to low-budget and free entertainment. After all, someone does not have enough for diamonds on earrings, and someone for lard in borscht. Take your current state of affairs as a new point of account, from which you will begin to move on. Some things that you could have bought earlier should be discarded, thinking whether they will bring sufficient benefit. Do not take the money that is kept in the bank. Since the financial situation in the country also depends on this. The country and the people living in it are communicating vessels, completely dependent on each other.
Step 3
Accept the financial crisis as a fast that allows you to embrace your value in a new way, the value of your environment, and re-enter a new life. If yesterday's friends do not want to communicate as before and drink tea without sugar at a party, then they were not friends. The crisis will put everything in its place, help you take off your rose-colored glasses. Be glad that it gives you the opportunity to take an inventory of your relationships with other people. Those who truly love and appreciate friendship will stay close. Extra people will leave unnoticed and painlessly.
Step 4
Review your belongings, accumulated in the years before the onset of the crisis, that you do not use at all or are used for other purposes. Perhaps there are collectible dresses and costumes in the closets that you will most likely never wear again. Or there is the Miracle Stove, which has not been used for several years and is no longer useful, since there is a good stove with an oven. Such unnecessary but useful items and things can be sold to improve the financial situation in the family. And instead of them, buy things that are really necessary for today.
Step 5
Change the way you think about your loan debts. First, the loan has improved the quality of life. Look at the renovations made with it with love. And then debt doesn't seem like a burden. The loan teaches that you will have to pay for any pleasure, and even with interest. If you are temporarily unable to repay the loan debt, then agree with the creditors at the bank. The economic crisis and all the difficulties associated with it make people only stronger.
