In our time, the education system is undergoing changes. It is almost impossible to enroll in budget places, which are becoming less and less every year. Therefore, applicants need to pay attention to paid education. Not every family can afford it. But with the help of a loan, higher education becomes available.
Instructions
Step 1
In order to take a loan to a student at a bank for training, he needs to enroll in a university. Pass entrance exams and conclude an agreement for the provision of services with an educational institution. To pay for the contract, the student is given a certain amount of time and a receipt.
Step 2
The next step in obtaining a student loan is choosing a bank. At the institute, the student needs to clarify the partner banks working with this university. Find out all the information you are interested in: loan term, interest rate, payments (equal or decreasing).
Step 3
After that, the applicant needs to provide the bank with the concluded agreement with the educational institution, receipts for the cost and duration of training, as well as an identity document. If a student enters into a loan agreement with Sberbank, then in addition to the documents listed above, a 2-NDFL certificate of two guarantors and co-borrowers (parents are the speakers) is required. And if a student needs an impressive amount, then the bank will require a deposit in the form of a summer residence, apartment or car.
Step 4
A credit line is opened for the student. But he will not receive this loan "in his hands", the bank will transfer a certain amount to the account of the university for a semester or for a year.
