Frequent crises in the country make people think about how to save money with a small salary. It is enough to follow a few simple rules in order not to feel discomfort in everyday life.
Instructions
Step 1
List your monthly costs on a piece of paper. Make a list of the foods your family eats. Also write down separately how much you spend on buying household goods, clothes and shoes, on entertainment, travel from home to work, etc. In front of each item, indicate its current value, and then add it all together and correlate it with your current earnings.
Step 2
To save money with a small salary, it is important to think and decide whether everything from the list is necessary for life, or something from this can be safely excluded. For example, financial difficulties are a good reason to quit bad habits by stopping buying alcohol and tobacco products. You can leave visiting restaurants, nightclubs and other entertainment venues until there is a sufficient reason for this - a holiday, an important event, etc. Instead, relax in nature, meet friends, and attend free and open events in the city.
Step 3
Try to find alternative solutions to various items on your list. Start shopping for groceries at more affordable stores. The wardrobe can be renewed no more than 1-2 times a year, and the rest of the time - just take care of the already existing things and wear them carefully. Find out if there is an opportunity to get to the place of work by official transport, or look for fellow travelers with private cars among colleagues who may well support you.
Step 4
Even when you start saving money with a small salary, try to give your children enough attention in everything, if you have them. Focus on the needs and requirements of the child in the diet and his lifestyle. For example, make a common menu for all family members, as well as a schedule of joint pastime and entertainment that will not "hit" your wallet.
Step 5
A small salary is not a reason to deny yourself and your family everything "until better times." Try to look for a way out of the situation - ask your superiors for salary increases, consider changing jobs, or look for ways to work part-time. For example, the Internet currently has endless opportunities for earning and even starting your own business - writing texts for websites and private customers, selling hand-made goods or products from various companies, tutoring, etc.
Step 6
From time to time, encourage yourself and your loved ones by making pleasant purchases with the money saved. You can also make a list of goals that you would like to achieve. This will give you extra strength and help motivate you during difficult times.
